Temple, GA30179

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$281,000
2.0% YoY Growth
Median Household Income
$79,300
37.2% 5-Year Growth
Days on Market
51
8.0% Shorter than last year
Home Price Forecast
0.8%
Median Rent
$1,770
9.4% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,360
0.0% YoY Growth
3-Bed Rent
$1,700
4.2% YoY Growth

Property Listings — Temple, GA

As of Oct '25, Realtor.com reports that the median days on market for a home in Temple, GA is 51. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$304,000-7.0%
Listing Count
1556.0%
Listings as % of Homes1.6%6.0%
Days on Market
51-8.0%
Loading chart...

Demographics — Temple, GA

As of the latest ACS Survey released in 2023, Temple, GA has a population of 19,000, which has remained stable by -0.8% over the past 5 years. Temple, GA is a popular place for families, as children make up 25.4% of the population. The area has a poorly educated workforce, with 15.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
19,000-0.8%
% Under 18
25.4%9.5%
% Seniors
12.4%15.9%
% WFH
11.8%555.6%
% w/ College Degree
15.4%22.2%
Loading chart...

As of the latest ACS Survey released in 2023, Temple, GA is a predominantly white area, with 77.4% of the population identifying as white. The white population has shrunk by 7.3% in the last 5 years. The second most common race or ethnicity in Temple, GA is black, making up 15.3% of the population. Foreign-born residents account for 4.5% of the population in Temple, GA, and this percentage has increased by 55.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
77.4%-7.3%
% Black
15.3%31.9%
% Hispanic
4.8%84.6%
% Asian
0.5%-61.5%
% Foreign Born
4.5%55.2%
Loading chart...

Mortgage and Risk — Temple, GA

According to HUD data as of 2023, there were 517 mortgage originations in Temple, GA, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Temple, GA. Investor activity is low, as 0.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
517
% Conventional Loans
59.0%
% Government Loans
41.0%
% Investor Loans
0.0%
% Second Loans
1.0%
% Cash Out Refinance
19.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — Temple, GA

Temple, GA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
31
Total Units Section 8
31
% Rentals under Section 8
4.2%
% Occupied Section 8
70.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,230
2 Bedroom$30$1,360$1,390
3 Bedroom$0$1,700$1,700
4 Bedroom$60$2,000$2,060

Affordability — Temple, GA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.4
Median Home Price$281,000
Median Household Income$79,300

Temple, GA — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions