Mount Vernon, GA—30445
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mount Vernon, GA
As of Oct '25, the median home price in Mount Vernon, GA is $136,000, with a year-over-year change of -5.9%. This indicates that home prices in Mount Vernon, GA are decreasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $136,000 | -6.0% |
| Single Family | $136,000 | -6.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $192,000 | -1.5% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mount Vernon, GA
Mount Vernon, GA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,600 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,600 | $1,600 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mount Vernon, GA
As of Oct '25, Realtor.com reports that the median days on market for a home in Mount Vernon, GA is 73. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $162,000 | -51.0% |
Listing Count | 10 | 142.0% |
| Listings as % of Homes | 0.1% | 142.0% |
Days on Market | 73 | 4.0% |
Demographics — Mount Vernon, GA
As of the latest ACS Survey released in 2023, Mount Vernon, GA has a population of 3,360, which has decreased by -14.5% over the past 5 years. Mount Vernon, GA is a moderately popular place for families, as children make up 18.7% of the population. The area has a poorly educated workforce, with 15.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,360 | -14.5% |
% Under 18 | 18.7% | 10.7% |
% Seniors | 14.8% | -5.1% |
% WFH | 11.0% | ∞% |
% w/ College Degree | 15.3% | 39.1% |
As of the latest ACS Survey released in 2023, Mount Vernon, GA is a predominantly white area, with 44.3% of the population identifying as white. The white population has shrunk by 4.7% in the last 5 years. The second most common race or ethnicity in Mount Vernon, GA is black, making up 43.2% of the population. Foreign-born residents account for 3.8% of the population in Mount Vernon, GA, and this percentage has decreased by 35.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 44.3% | -4.7% |
% Black | 43.2% | -2.9% |
% Hispanic | 3.7% | -21.3% |
% Asian | 1.0% | 66.7% |
% Foreign Born | 3.8% | -35.6% |
Mortgage and Risk — Mount Vernon, GA
According to HUD data as of 2023, there were 26 mortgage originations in Mount Vernon, GA, of which 54.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 50.0% above 90% LTV (very high). This implies large mortgage risk in Mount Vernon, GA. Investor activity is low, as 4.0% of loans were by investors. 23.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 26 |
% Conventional Loans | 54.0% |
% Government Loans | 46.0% |
% Investor Loans | 4.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 23.0% |
Loan Activity
Rentals and Section 8 — Mount Vernon, GA
Mount Vernon, GA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 28 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $690 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | -$340 | $1,600 | $1,260 |
| 4 Bedroom | N/A | N/A | $1,410 |
Affordability — Mount Vernon, GA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $136,000 |
| Median Household Income | $36,400 |