Commerce, GA—30529
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Commerce, GA
Home Price Trends — Commerce, GA
As of Oct '25, the median home price in Commerce, GA is $318,000, with a year-over-year change of 1.4%. This indicates that home prices in Commerce, GA are increasing. According to Zillow, the 1-year price projection is 3.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $318,000 | 1.4% |
| Single Family | $318,000 | 1.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $214,000 | 0.9% |
3 Bed | $312,000 | 1.3% |
4 Bed | $387,000 | 2.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Commerce, GA
As of July '25, Rentcast reports the average rent in Commerce, GA is $1,910, with a year-over-year rent change of -1.5%. Per bedroom, the median rent as of July '25 in Commerce, GA is 1-bedrooms: $1,440, 2-bedrooms: $1,540, 3-bedrooms: $2,040, 4-bedrooms: $2,220. The most common rental property sizes in Commerce, GA are 2-bedroom and 3-bedroom, accounting for 45.8% and 37.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $1,910 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,440 | $1,440 |
| 2 Bed Rent | $1,280 | $1,540 |
| 3 Bed Rent | $2,200 | $2,040 |
| 4 Bed Rent | $2,130 | $2,220 |
% of Rental Stock
Property Listings — Commerce, GA
As of Oct '25, Realtor.com reports that the median days on market for a home in Commerce, GA is 73. This is a increase of 65.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $384,000 | 3.0% |
Listing Count | 88 | 5.0% |
| Listings as % of Homes | 1.5% | 5.0% |
Days on Market | 73 | 65.0% |
Demographics — Commerce, GA
As of the latest ACS Survey released in 2023, Commerce, GA has a population of 12,100, which has increased by 6.1% over the past 5 years. Commerce, GA is a popular place for families, as children make up 25.7% of the population. The area has a poorly educated workforce, with 17.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,100 | 6.1% |
% Under 18 | 25.7% | 10.8% |
% Seniors | 15.4% | -2.5% |
% WFH | 6.5% | 182.6% |
% w/ College Degree | 17.9% | 11.9% |
As of the latest ACS Survey released in 2023, Commerce, GA is a predominantly white area, with 71.8% of the population identifying as white. The white population has shrunk by 3.4% in the last 5 years. The second most common race or ethnicity in Commerce, GA is hispanic, making up 13.6% of the population. Foreign-born residents account for 5.4% of the population in Commerce, GA, and this percentage has decreased by 18.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.8% | -3.4% |
% Black | 11.1% | -11.2% |
% Hispanic | 13.6% | 54.5% |
% Asian | 1.6% | 300.0% |
% Foreign Born | 5.4% | -18.2% |
Mortgage and Risk — Commerce, GA
According to HUD data as of 2023, there were 311 mortgage originations in Commerce, GA, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Commerce, GA. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 311 |
% Conventional Loans | 62.0% |
% Government Loans | 38.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Commerce, GA
Commerce, GA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 103 |
Total Units Section 8 | 53 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 81.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$550 | $1,440 | $890 |
| 2 Bedroom | -$230 | $1,280 | $1,050 |
| 3 Bedroom | -$820 | $2,200 | $1,380 |
| 4 Bedroom | -$370 | $2,130 | $1,760 |
Affordability — Commerce, GA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.6 |
| Median Home Price | $318,000 |
| Median Household Income | $62,100 |