Jefferson, GA—30549
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Jefferson, GA
As of Oct '25, the median home price in Jefferson, GA is $410,000, with a year-over-year change of 0.9%. This indicates that home prices in Jefferson, GA are flat. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $410,000 | 0.9% |
| Single Family | $410,000 | 0.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $290,000 | 0.7% |
3 Bed | $359,000 | 0.8% |
4 Bed | $421,000 | 1.4% |
| 5 Bed | $557,000 | 0.9% |
% of Housing Stock
Rental Trends — Jefferson, GA
As of July '25, Rentcast reports the average rent in Jefferson, GA is $2,180, with a year-over-year rent change of -0.9%. Per bedroom, the median rent as of July '25 in Jefferson, GA is 1-bedrooms: $1,280, 2-bedrooms: $1,370, 3-bedrooms: $2,030, 4-bedrooms: $2,260. The most common rental property sizes in Jefferson, GA are 2-bedroom and 3-bedroom, accounting for 36.5% and 31.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,160 | $2,180 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,200 | $1,280 |
| 2 Bed Rent | $1,280 | $1,370 |
| 3 Bed Rent | $2,000 | $2,030 |
| 4 Bed Rent | $2,200 | $2,260 |
% of Rental Stock
Property Listings — Jefferson, GA
As of Oct '25, Realtor.com reports that the median days on market for a home in Jefferson, GA is 57. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $488,000 | 3.0% |
Listing Count | 342 | 16.0% |
| Listings as % of Homes | 2.1% | 16.0% |
Days on Market | 57 | 18.0% |
Demographics — Jefferson, GA
As of the latest ACS Survey released in 2023, Jefferson, GA has a population of 30,600, which has increased by 23.1% over the past 5 years. Jefferson, GA is a popular place for families, as children make up 26.3% of the population. The area has a moderately educated workforce, with 32.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 30,600 | 23.1% |
% Under 18 | 26.3% | 1.5% |
% Seniors | 13.9% | -2.8% |
% WFH | 14.8% | 131.2% |
% w/ College Degree | 32.0% | 36.8% |
As of the latest ACS Survey released in 2023, Jefferson, GA is a predominantly white area, with 79.5% of the population identifying as white. The white population has shrunk by 3.9% in the last 5 years. The second most common race or ethnicity in Jefferson, GA is black, making up 8.8% of the population. Foreign-born residents account for 5.5% of the population in Jefferson, GA, and this percentage has increased by 19.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.5% | -3.9% |
% Black | 8.8% | 10.0% |
% Hispanic | 6.5% | 14.0% |
% Asian | 2.1% | 40.0% |
% Foreign Born | 5.5% | 19.6% |
Mortgage and Risk — Jefferson, GA
According to HUD data as of 2023, there were 1016 mortgage originations in Jefferson, GA, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Jefferson, GA. Investor activity is low, as 2.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,016 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Jefferson, GA
Jefferson, GA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 98 |
Total Units Section 8 | 8 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$260 | $1,200 | $940 |
| 2 Bedroom | -$160 | $1,280 | $1,120 |
| 3 Bedroom | -$530 | $2,000 | $1,470 |
| 4 Bedroom | -$320 | $2,200 | $1,880 |
Affordability — Jefferson, GA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $410,000 |
| Median Household Income | $89,000 |