Madison, GA30650

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$434,000
0.4% YoY Growth
Median Household Income
$80,400
29.6% 5-Year Growth
Days on Market
82
16.0% Longer than last year
Home Price Forecast
1.5%
Median Rent
$1,650
8.4% YoY Growth
1-Bed Rent
$1,750
2.1% YoY Growth
2-Bed Rent
$1,200
22.6% YoY Growth
3-Bed Rent
$2,000
9.3% YoY Growth

Property Listings — Madison, GA

As of Oct '25, Realtor.com reports that the median days on market for a home in Madison, GA is 82. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$582,00011.0%
Listing Count
11646.0%
Listings as % of Homes1.6%46.0%
Days on Market
8216.0%
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Demographics — Madison, GA

As of the latest ACS Survey released in 2023, Madison, GA has a population of 13,400, which has increased by 11.1% over the past 5 years. Madison, GA is a moderately popular place for families, as children make up 22.8% of the population. The area has a moderately educated workforce, with 33.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
13,40011.1%
% Under 18
22.8%-8.8%
% Seniors
20.8%11.2%
% WFH
8.3%-1.2%
% w/ College Degree
33.8%47.0%
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As of the latest ACS Survey released in 2023, Madison, GA is a predominantly white area, with 68.4% of the population identifying as white. The white population has grown by 2.7% in the last 5 years. The second most common race or ethnicity in Madison, GA is black, making up 27.1% of the population. Foreign-born residents account for 2.4% of the population in Madison, GA, and this percentage has decreased by 4.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
68.4%2.7%
% Black
27.1%-5.2%
% Hispanic
3.9%21.9%
% Asian
0.6%∞%
% Foreign Born
2.4%-4.0%
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Mortgage and Risk — Madison, GA

According to HUD data as of 2023, there were 252 mortgage originations in Madison, GA, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Madison, GA. Investor activity is low, as 5.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
252
% Conventional Loans
75.0%
% Government Loans
25.0%
% Investor Loans
5.0%
% Second Loans
0.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Madison, GA

As of 2024, the percent of homes in Madison, GA under the Section 8 program is 2.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Madison, GA, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
98
Total Units Section 8
32
% Rentals under Section 8
2.1%
% Occupied Section 8
62.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$690$1,750$1,060
2 Bedroom$190$1,200$1,390
3 Bedroom-$320$2,000$1,680
4 Bedroom-$620$2,950$2,330

Affordability — Madison, GA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.9
Median Home Price$434,000
Median Household Income$80,400

Madison, GA — ZIP Code Boundary Map

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Frequently Asked Questions