Columbus, GA31903

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$69,000
4.2% YoY Growth
Median Household Income
$29,500
27.0% 5-Year Growth
Days on Market
66
19.0% Longer than last year
Home Price Forecast
2.7%
Median Rent
$995
16.1% YoY Growth
1-Bed Rent
$585
0.3% YoY Growth
2-Bed Rent
$850
9.8% YoY Growth
3-Bed Rent
$1,000
5.0% YoY Growth

Other Zip Codes in Columbus, GA

Property Listings — Columbus, GA

As of Oct '25, Realtor.com reports that the median days on market for a home in Columbus, GA is 66. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$96,000-10.0%
Listing Count
64-16.0%
Listings as % of Homes0.4%-16.0%
Days on Market
6619.0%
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Demographics — Columbus, GA

As of the latest ACS Survey released in 2023, Columbus, GA has a population of 19,500, which has increased by 1.4% over the past 5 years. Columbus, GA is a popular place for families, as children make up 30.4% of the population. The area has a poorly educated workforce, with 8.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
19,5001.4%
% Under 18
30.4%5.6%
% Seniors
12.8%17.4%
% WFH
2.9%480.0%
% w/ College Degree
8.2%-8.9%
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As of the latest ACS Survey released in 2023, Columbus, GA is a predominantly black area, with 77.1% of the population identifying as black. The black population has grown by 3.2% in the last 5 years. The second most common race or ethnicity in Columbus, GA is hispanic, making up 10.6% of the population. Foreign-born residents account for 6.4% of the population in Columbus, GA, and this percentage has decreased by 14.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
8.7%-2.2%
% Black
77.1%3.2%
% Hispanic
10.6%-20.9%
% Asian
1.4%7.7%
% Foreign Born
6.4%-14.7%
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Mortgage and Risk — Columbus, GA

According to HUD data as of 2023, there were 101 mortgage originations in Columbus, GA, of which 48.0% of loans were conventional mortgages. The average loan-to-value was 82.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Columbus, GA. Investor activity is high, as 24.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
101
% Conventional Loans
48.0%
% Government Loans
52.0%
% Investor Loans
24.0%
% Second Loans
1.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Columbus, GA

As of 2024, the percent of homes in Columbus, GA under the Section 8 program is 23.4%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Columbus, GA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
1,501
Total Units Section 8
1,253
% Rentals under Section 8
23.4%
% Occupied Section 8
74.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$215$585$800
2 Bedroom$80$850$930
3 Bedroom$240$1,000$1,240
4 Bedroom$350$1,220$1,570

Affordability — Columbus, GA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.1
Median Home Price$69,000
Median Household Income$29,500

Columbus, GA — ZIP Code Boundary Map

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Frequently Asked Questions