Columbus, GA31906

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$127,000
0.1% YoY Growth
Median Household Income
$41,900
34.9% 5-Year Growth
Days on Market
53
40.0% Longer than last year
Home Price Forecast
1.4%
Median Rent
$999
14.3% YoY Growth
1-Bed Rent
$750
23.5% YoY Growth
2-Bed Rent
$849
8.1% YoY Growth
3-Bed Rent
$1,220
12.4% YoY Growth

Other Zip Codes in Columbus, GA

Property Listings — Columbus, GA

As of Oct '25, Realtor.com reports that the median days on market for a home in Columbus, GA is 53. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$180,000-26.0%
Listing Count
737.0%
Listings as % of Homes0.6%7.0%
Days on Market
5340.0%
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Demographics — Columbus, GA

As of the latest ACS Survey released in 2023, Columbus, GA has a population of 20,300, which has decreased by -2.1% over the past 5 years. Columbus, GA is a moderately popular place for families, as children make up 24.4% of the population. The area has a moderately educated workforce, with 30.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
20,300-2.1%
% Under 18
24.4%6.6%
% Seniors
16.4%7.9%
% WFH
11.2%250.0%
% w/ College Degree
30.8%26.2%
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As of the latest ACS Survey released in 2023, Columbus, GA is a predominantly black area, with 65.5% of the population identifying as black. The black population has grown by 0.3% in the last 5 years. The second most common race or ethnicity in Columbus, GA is white, making up 28.3% of the population. Foreign-born residents account for 2.7% of the population in Columbus, GA, and this percentage has increased by 12.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
28.3%-0.4%
% Black
65.5%0.3%
% Hispanic
4.5%32.4%
% Asian
1.2%33.3%
% Foreign Born
2.7%12.5%
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Mortgage and Risk — Columbus, GA

According to HUD data as of 2023, there were 211 mortgage originations in Columbus, GA, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Columbus, GA. Investor activity is low, as 9.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
211
% Conventional Loans
64.0%
% Government Loans
36.0%
% Investor Loans
9.0%
% Second Loans
1.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Columbus, GA

As of 2024, the percent of homes in Columbus, GA under the Section 8 program is 12.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Columbus, GA, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
764
Total Units Section 8
581
% Rentals under Section 8
12.1%
% Occupied Section 8
73.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$50$750$800
2 Bedroom$81$849$930
3 Bedroom$20$1,220$1,240
4 Bedroom-$330$1,900$1,570

Affordability — Columbus, GA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$127,000
Median Household Income$41,900

Columbus, GA — ZIP Code Boundary Map

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Frequently Asked Questions