Columbus, GA31909

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$228,000
3.3% YoY Growth
Median Household Income
$69,200
16.3% 5-Year Growth
Days on Market
41
48.0% Longer than last year
Home Price Forecast
1.4%
Median Rent
$1,430
0.0% YoY Growth
1-Bed Rent
$1,240
3.8% YoY Growth
2-Bed Rent
$1,390
4.1% YoY Growth
3-Bed Rent
$1,700
1.2% YoY Growth

Other Zip Codes in Columbus, GA

Property Listings — Columbus, GA

As of Oct '25, Realtor.com reports that the median days on market for a home in Columbus, GA is 41. This is a increase of 48.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$255,00014.0%
Listing Count
11020.0%
Listings as % of Homes0.4%20.0%
Days on Market
4148.0%
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Demographics — Columbus, GA

As of the latest ACS Survey released in 2023, Columbus, GA has a population of 38,700, which has decreased by -1.5% over the past 5 years. Columbus, GA is a moderately popular place for families, as children make up 23.9% of the population. The area has a moderately educated workforce, with 37.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
38,700-1.5%
% Under 18
23.9%-8.4%
% Seniors
14.7%24.6%
% WFH
12.3%373.1%
% w/ College Degree
37.9%8.0%
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As of the latest ACS Survey released in 2023, Columbus, GA is a predominantly white area, with 53.3% of the population identifying as white. The white population has shrunk by 11.5% in the last 5 years. The second most common race or ethnicity in Columbus, GA is black, making up 24.9% of the population. Foreign-born residents account for 8.3% of the population in Columbus, GA, and this percentage has increased by 22.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
53.3%-11.5%
% Black
24.9%16.9%
% Hispanic
12.0%21.2%
% Asian
3.9%-2.5%
% Foreign Born
8.3%22.1%
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Mortgage and Risk — Columbus, GA

According to HUD data as of 2023, there were 608 mortgage originations in Columbus, GA, of which 50.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 51.0% above 90% LTV (very high). This implies large mortgage risk in Columbus, GA. Investor activity is low, as 4.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
608
% Conventional Loans
50.0%
% Government Loans
50.0%
% Investor Loans
4.0%
% Second Loans
0.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Columbus, GA

As of 2024, the percent of homes in Columbus, GA under the Section 8 program is 4.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Columbus, GA, because HUD payments exceed market rent, while 1-bedroom units do not.

Section 8 Market Size

Total Units under HUD
416
Total Units Section 8
416
% Rentals under Section 8
4.4%
% Occupied Section 8
83.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$20$1,240$1,220
2 Bedroom$50$1,390$1,440
3 Bedroom$200$1,700$1,900
4 Bedroom$510$1,800$2,310

Affordability — Columbus, GA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$228,000
Median Household Income$69,200

Columbus, GA — ZIP Code Boundary Map

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Frequently Asked Questions