Middleburg, FL 32068 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Middleburg, FL—32068

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$323,000

3.1% YoY Growth

Household Income

$82,400

38.0% YoY Growth

Days on Market

5.0% Longer YoY

Home Price Forecast

0.8%

Median Rent

$1,900

3.6% YoY Growth

1-Bed Rent

$1,280

0.8% YoY Growth

2-Bed Rent

$1,700

0.0% YoY Growth

3-Bed Rent

$1,820

0.0% YoY Growth

Home Price Trends — Middleburg, FL

As of Dec '25, the median home price in Middleburg, FL is $323,000, with a year-over-year change of -3.1%. This indicates that home prices in Middleburg, FL are decreasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$323,000	-3.1%
Single Family	$325,000	-3.0%
Condos	$186,000	-11.4%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Middleburg, FL

As of July '25, Rentcast reports the average rent in Middleburg, FL is $1,990, with a year-over-year rent change of 3.6%. Per bedroom, the median rent as of July '25 in Middleburg, FL is 1-bedrooms: $1,270, 2-bedrooms: $1,670, 3-bedrooms: $1,860, 4-bedrooms: $2,220. The most common rental property sizes in Middleburg, FL are 3-bedroom and 4-bedroom, accounting for 50.7% and 26.6% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,900	$1,990
Studio Rent	N/A	N/A
1 Bed Rent	$1,280	$1,270
2 Bed Rent	$1,700	$1,670
3 Bed Rent	$1,820	$1,860
4 Bed Rent	$2,160	$2,220

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% of Rental Stock

1 Bedroom

7.6%

2 Bedrooms

14.0%

3 Bedrooms

50.7%

4 Bedrooms

26.6%

5+ Bedrooms

1.1%

Property Listings — Middleburg, FL

As of Dec '25, Realtor.com reports that the median days on market for a home in Middleburg, FL is 71. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$365,000	-1.0%
Listing Count	322	-3.0%
Listings as % of Homes	1.2%	-3.0%
Days on Market	73	5.0%

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Demographics — Middleburg, FL

As of the latest ACS Survey released in 2023, Middleburg, FL has a population of 58,200, which has increased by 1.7% over the past 5 years. Middleburg, FL is a moderately popular place for families, as children make up 24.7% of the population. The area has a poorly educated workforce, with 22.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.4% reporting working from home.

Metric	Latest Census	YoY % Change
Population	58,200	1.7%
% Under 18	24.7%	-3.5%
% Seniors	13.1%	5.6%
% WFH	11.4%	65.2%
% w/ College Degree	22.4%	32.5%

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As of the latest ACS Survey released in 2023, Middleburg, FL is a predominantly white area, with 74.5% of the population identifying as white. The white population has shrunk by 5.8% in the last 5 years. The second most common race or ethnicity in Middleburg, FL is hispanic, making up 12.5% of the population. Foreign-born residents account for 7.3% of the population in Middleburg, FL, and this percentage has increased by 43.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	74.5%	-5.8%
% Black	6.8%	28.3%
% Hispanic	12.5%	35.9%
% Asian	1.0%	-41.2%
% Foreign Born	7.3%	43.1%

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Mortgage and Risk — Middleburg, FL

According to HUD data as of 2023, there were 1379 mortgage originations in Middleburg, FL, of which 56.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Middleburg, FL. Investor activity is low, as 1.0% of loans were by investors. 25.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	1,379
% Conventional Loans	56.0%
% Government Loans	44.0%
% Investor Loans	1.0%
% Second Loans	1.0%
% Cash Out Refinance	25.0%

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Rentals and Section 8 — Middleburg, FL

As of 2024, the percent of homes in Middleburg, FL under the Section 8 program is 3.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Middleburg, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD	144
Total Units Section 8	144
% Rentals under Section 8	3.1%
% Occupied Section 8	91.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$220	$1,280	$1,500
2 Bedroom	$80	$1,700	$1,780
3 Bedroom	$410	$1,820	$2,230
4 Bedroom	$660	$2,160	$2,820

Middleburg, FL—32068

Key Metrics at a Glance

Home Price Trends — Middleburg, FL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Middleburg, FL

% of Rental Stock

Property Listings — Middleburg, FL

Demographics — Middleburg, FL

Race and Ethnicity

Mortgage and Risk — Middleburg, FL

Mortgages

Rentals and Section 8 — Middleburg, FL

Section 8 Market Size

Section 8 Opportunity

Affordability — Middleburg, FL

Home Price to Income Ratio

Middleburg, FL — ZIP Code Boundary Map

Nearby ZIP Codes

Orange Park, FL

Penney Farms

Century Village, Jacksonville, FL

Orange Park, FL

Fleming Island, FL

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.1
Median Home Price	$323,000
Median Household Income	$82,400

Middleburg, FL—32068

Key Metrics at a Glance

Home Price Trends — Middleburg, FL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Middleburg, FL

% of Rental Stock

Property Listings — Middleburg, FL

Demographics — Middleburg, FL

Race and Ethnicity

Mortgage and Risk — Middleburg, FL

Mortgages

Rentals and Section 8 — Middleburg, FL

Section 8 Market Size

Section 8 Opportunity

Affordability — Middleburg, FL

Home Price to Income Ratio

Middleburg, FL — ZIP Code Boundary Map

Nearby ZIP Codes

Orange Park, FL

Penney Farms

Century Village, Jacksonville, FL

Orange Park, FL

Fleming Island, FL

Frequently Asked Questions

What is the average home price in Middleburg, FL 32068?

How have home prices in Middleburg, FL 32068 changed over the past year?

What is the home price projection for Middleburg, FL 32068?

What are the demographics of Middleburg, FL 32068?

How long does it take homes to sell in Middleburg, FL 32068?

What is the average rent price in Middleburg, FL 32068?