Saint Augustine, FL—32080
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Augustine, FL
As of Oct '25, the median home price in Saint Augustine, FL is $539,000, with a year-over-year change of -4.7%. This indicates that home prices in Saint Augustine, FL are decreasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $539,000 | -4.7% |
| Single Family | $626,000 | -4.1% |
| Condos | $437,000 | -6.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $259,000 | -10.4% |
2 Bed | $428,000 | -6.1% |
3 Bed | $597,000 | -3.7% |
4 Bed | $889,000 | -2.6% |
| 5 Bed | $1,437,000 | -2.1% |
% of Housing Stock
Rental Trends — Saint Augustine, FL
As of July '25, Rentcast reports the average rent in Saint Augustine, FL is $2,480, with a year-over-year rent change of 2.1%. Per bedroom, the median rent as of July '25 in Saint Augustine, FL is 1-bedrooms: $1,720, 2-bedrooms: $2,100, 3-bedrooms: $2,900, 4-bedrooms: $3,410. The most common rental property sizes in Saint Augustine, FL are 2-bedroom and 3-bedroom, accounting for 51.0% and 24.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,480 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,650 | $1,720 |
| 2 Bed Rent | $1,900 | $2,100 |
| 3 Bed Rent | $2,750 | $2,900 |
| 4 Bed Rent | $3,600 | $3,410 |
% of Rental Stock
Property Listings — Saint Augustine, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Augustine, FL is 110. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $599,000 | -2.0% |
Listing Count | 495 | 6.0% |
| Listings as % of Homes | 1.5% | 6.0% |
Days on Market | 110 | 23.0% |
Demographics — Saint Augustine, FL
As of the latest ACS Survey released in 2023, Saint Augustine, FL has a population of 21,400, which has decreased by -2.6% over the past 5 years. Saint Augustine, FL is a less popular place for families, as children make up 10.8% of the population. The area has a highly educated workforce, with 50.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,400 | -2.6% |
% Under 18 | 10.8% | -12.9% |
% Seniors | 34.3% | 9.9% |
% WFH | 20.5% | 61.4% |
% w/ College Degree | 50.4% | -1.0% |
As of the latest ACS Survey released in 2023, Saint Augustine, FL is a predominantly white area, with 89.9% of the population identifying as white. The white population has shrunk by 3.6% in the last 5 years. The second most common race or ethnicity in Saint Augustine, FL is hispanic, making up 4.2% of the population. Foreign-born residents account for 6.7% of the population in Saint Augustine, FL, and this percentage has increased by 3.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.9% | -3.6% |
% Black | 0.6% | 50.0% |
% Hispanic | 4.2% | -16.0% |
% Asian | 2.1% | 600.0% |
% Foreign Born | 6.7% | 3.1% |
Mortgage and Risk — Saint Augustine, FL
According to HUD data as of 2023, there were 571 mortgage originations in Saint Augustine, FL, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Saint Augustine, FL. Investor activity is low, as 4.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 571 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 4.0% |
% Second Loans | 17.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Saint Augustine, FL
As of 2024, the percent of homes in Saint Augustine, FL under the Section 8 program is 1.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Saint Augustine, FL, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 32 |
Total Units Section 8 | 32 |
% Rentals under Section 8 | 1.6% |
% Occupied Section 8 | 95.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $20 | $1,650 | $1,670 |
| 2 Bedroom | $90 | $1,900 | $1,990 |
| 3 Bedroom | -$260 | $2,750 | $2,490 |
| 4 Bedroom | -$450 | $3,600 | $3,150 |
Affordability — Saint Augustine, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.3 |
| Median Home Price | $539,000 |
| Median Household Income | $91,200 |