Saint Augustine, FL—32084
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Augustine, FL
As of Oct '25, the median home price in Saint Augustine, FL is $348,000, with a year-over-year change of -2.9%. This indicates that home prices in Saint Augustine, FL are decreasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $348,000 | -2.9% |
| Single Family | $368,000 | -2.1% |
| Condos | $240,000 | -9.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $179,000 | -7.3% |
2 Bed | $258,000 | -5.8% |
3 Bed | $336,000 | -2.6% |
4 Bed | $409,000 | -1.7% |
| 5 Bed | $639,000 | -0.9% |
% of Housing Stock
Rental Trends — Saint Augustine, FL
As of July '25, Rentcast reports the average rent in Saint Augustine, FL is $2,120, with a year-over-year rent change of -0.9%. Per bedroom, the median rent as of July '25 in Saint Augustine, FL is studios: $1,950, 1-bedrooms: $1,550, 2-bedrooms: $1,930, 3-bedrooms: $2,090, 4-bedrooms: $2,720. The most common rental property sizes in Saint Augustine, FL are 2-bedroom and 3-bedroom, accounting for 38.1% and 30.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,900 | $2,120 |
| Studio Rent | $1,400 | $1,950 |
| 1 Bed Rent | $1,500 | $1,550 |
| 2 Bed Rent | $1,750 | $1,930 |
| 3 Bed Rent | $1,980 | $2,090 |
| 4 Bed Rent | $2,540 | $2,720 |
% of Rental Stock
Property Listings — Saint Augustine, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Augustine, FL is 101. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $403,000 | 1.0% |
Listing Count | 469 | -11.0% |
| Listings as % of Homes | 2.0% | -11.0% |
Days on Market | 101 | 31.0% |
Demographics — Saint Augustine, FL
As of the latest ACS Survey released in 2023, Saint Augustine, FL has a population of 37,000, which has increased by 6.0% over the past 5 years. Saint Augustine, FL is a moderately popular place for families, as children make up 15.5% of the population. The area has a moderately educated workforce, with 32.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 37,000 | 6.0% |
% Under 18 | 15.5% | -8.3% |
% Seniors | 23.2% | 44.1% |
% WFH | 13.7% | 218.6% |
% w/ College Degree | 32.2% | 16.7% |
As of the latest ACS Survey released in 2023, Saint Augustine, FL is a predominantly white area, with 73.5% of the population identifying as white. The white population has grown by 1.4% in the last 5 years. The second most common race or ethnicity in Saint Augustine, FL is hispanic, making up 11.8% of the population. Foreign-born residents account for 5.9% of the population in Saint Augustine, FL, and this percentage has increased by 3.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.5% | 1.4% |
% Black | 11.4% | -27.8% |
% Hispanic | 11.8% | 45.7% |
% Asian | 0.5% | -61.5% |
% Foreign Born | 5.9% | 3.5% |
Mortgage and Risk — Saint Augustine, FL
According to HUD data as of 2023, there were 930 mortgage originations in Saint Augustine, FL, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Saint Augustine, FL. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 930 |
% Conventional Loans | 66.0% |
% Government Loans | 34.0% |
% Investor Loans | 4.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Saint Augustine, FL
As of 2024, the percent of homes in Saint Augustine, FL under the Section 8 program is 4.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Saint Augustine, FL, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 252 |
Total Units Section 8 | 252 |
% Rentals under Section 8 | 4.8% |
% Occupied Section 8 | 91.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$120 | $1,500 | $1,380 |
| 2 Bedroom | -$110 | $1,750 | $1,640 |
| 3 Bedroom | $70 | $1,980 | $2,050 |
| 4 Bedroom | $60 | $2,540 | $2,600 |
Affordability — Saint Augustine, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5 |
| Median Home Price | $348,000 |
| Median Household Income | $73,000 |