Saint Augustine, FL32086

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$368,000
3.2% YoY Growth
Median Household Income
$74,500
31.5% 5-Year Growth
Days on Market
65
1.0% Shorter than last year
Home Price Forecast
0.4%
Median Rent
$2,000
3.7% YoY Growth
1-Bed Rent
$1,400
N/A
2-Bed Rent
$1,750
5.3% YoY Growth
3-Bed Rent
$2,130
3.6% YoY Growth

Other Zip Codes in Saint Augustine, FL

Property Listings — Saint Augustine, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Augustine, FL is 65. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$401,000-1.0%
Listing Count
284-3.0%
Listings as % of Homes1.1%-3.0%
Days on Market
65-1.0%
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Demographics — Saint Augustine, FL

As of the latest ACS Survey released in 2023, Saint Augustine, FL has a population of 34,300, which has increased by 16.2% over the past 5 years. Saint Augustine, FL is a moderately popular place for families, as children make up 15.5% of the population. The area has a moderately educated workforce, with 32.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
34,30016.2%
% Under 18
15.5%-0.6%
% Seniors
28.6%9.6%
% WFH
16.3%213.5%
% w/ College Degree
32.8%9.0%
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As of the latest ACS Survey released in 2023, Saint Augustine, FL is a predominantly white area, with 84.0% of the population identifying as white. The white population has shrunk by 4.4% in the last 5 years. The second most common race or ethnicity in Saint Augustine, FL is hispanic, making up 8.4% of the population. Foreign-born residents account for 6.7% of the population in Saint Augustine, FL, and this percentage has decreased by 1.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
84.0%-4.4%
% Black
2.7%28.6%
% Hispanic
8.4%37.7%
% Asian
1.5%-42.3%
% Foreign Born
6.7%-1.5%
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Mortgage and Risk — Saint Augustine, FL

According to HUD data as of 2023, there were 726 mortgage originations in Saint Augustine, FL, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Saint Augustine, FL. Investor activity is low, as 1.0% of loans were by investors. 26.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
726
% Conventional Loans
83.0%
% Government Loans
17.0%
% Investor Loans
1.0%
% Second Loans
3.0%
% Cash Out Refinance
26.0%

Loan Activity

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Rentals and Section 8 — Saint Augustine, FL

As of 2024, the percent of homes in Saint Augustine, FL under the Section 8 program is 0.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Saint Augustine, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
26
Total Units Section 8
26
% Rentals under Section 8
0.8%
% Occupied Section 8
93.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$160$1,400$1,560
2 Bedroom$110$1,750$1,860
3 Bedroom$200$2,130$2,330
4 Bedroom$400$2,540$2,940

Affordability — Saint Augustine, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.1
Median Home Price$368,000
Median Household Income$74,500

Saint Augustine, FL — ZIP Code Boundary Map

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Frequently Asked Questions