Saint Augustine, FL—32095
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Augustine, FL
As of Oct '25, the median home price in Saint Augustine, FL is $509,000, with a year-over-year change of -3.7%. This indicates that home prices in Saint Augustine, FL are decreasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $509,000 | -3.7% |
| Single Family | $518,000 | -3.9% |
| Condos | $257,000 | -5.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $277,000 | -8.3% |
3 Bed | $423,000 | -3.6% |
4 Bed | $579,000 | -3.8% |
| 5 Bed | $764,000 | -4.3% |
% of Housing Stock
Rental Trends — Saint Augustine, FL
As of July '25, Rentcast reports the average rent in Saint Augustine, FL is $2,400, with a year-over-year rent change of -0.8%. Per bedroom, the median rent as of July '25 in Saint Augustine, FL is studios: $2,000, 1-bedrooms: $1,380, 2-bedrooms: $1,780, 3-bedrooms: $2,350, 4-bedrooms: $3,060. The most common rental property sizes in Saint Augustine, FL are 2-bedroom and 3-bedroom, accounting for 52.0% and 31.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,360 | $2,400 |
| Studio Rent | $2,000 | $2,000 |
| 1 Bed Rent | $1,530 | $1,380 |
| 2 Bed Rent | $1,750 | $1,780 |
| 3 Bed Rent | $2,340 | $2,350 |
| 4 Bed Rent | $2,900 | $3,060 |
% of Rental Stock
Property Listings — Saint Augustine, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Augustine, FL is 96. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $505,000 | 4.0% |
Listing Count | 322 | -7.0% |
| Listings as % of Homes | 4.1% | -7.0% |
Days on Market | 96 | 21.0% |
Demographics — Saint Augustine, FL
As of the latest ACS Survey released in 2023, Saint Augustine, FL has a population of 18,900, which has increased by 89.2% over the past 5 years. Saint Augustine, FL is a moderately popular place for families, as children make up 24.3% of the population. The area has a highly educated workforce, with 52.9% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 30.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 18,900 | 89.2% |
% Under 18 | 24.3% | -5.4% |
% Seniors | 18.2% | 8.3% |
% WFH | 30.0% | 160.9% |
% w/ College Degree | 52.9% | 37.0% |
As of the latest ACS Survey released in 2023, Saint Augustine, FL is a predominantly white area, with 75.4% of the population identifying as white. The white population has shrunk by 13.0% in the last 5 years. The second most common race or ethnicity in Saint Augustine, FL is hispanic, making up 11.2% of the population. Foreign-born residents account for 11.6% of the population in Saint Augustine, FL, and this percentage has increased by 231.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 75.4% | -13.0% |
% Black | 6.3% | 57.5% |
% Hispanic | 11.2% | 93.1% |
% Asian | 5.7% | 307.1% |
% Foreign Born | 11.6% | 231.4% |
Mortgage and Risk — Saint Augustine, FL
According to HUD data as of 2023, there were 1391 mortgage originations in Saint Augustine, FL, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Saint Augustine, FL. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,391 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 2.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Saint Augustine, FL
Saint Augustine, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$120 | $1,530 | $1,410 |
| 2 Bedroom | -$70 | $1,750 | $1,680 |
| 3 Bedroom | -$240 | $2,340 | $2,100 |
| 4 Bedroom | -$240 | $2,900 | $2,660 |
Affordability — Saint Augustine, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $509,000 |
| Median Household Income | $125,000 |