Atlantic Highlands, Jacksonville, FL—32224
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Atlantic Highlands, Jacksonville, FL
As of Oct '25, the median home price in Atlantic Highlands, Jacksonville, FL is $449,000, with a year-over-year change of -3.7%. This indicates that home prices in Atlantic Highlands, Jacksonville, FL are decreasing. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $449,000 | -3.7% |
| Single Family | $507,000 | -4.0% |
| Condos | $204,000 | -11.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $156,000 | -10.3% |
2 Bed | $210,000 | -13.2% |
3 Bed | $416,000 | -3.5% |
4 Bed | $631,000 | -3.5% |
| 5 Bed | $1,002,000 | -1.4% |
% of Housing Stock
Rental Trends — Atlantic Highlands, Jacksonville, FL
As of July '25, Rentcast reports the average rent in Atlantic Highlands, Jacksonville, FL is $2,390, with a year-over-year rent change of -4.0%. Per bedroom, the median rent as of July '25 in Atlantic Highlands, Jacksonville, FL is studios: $1,240, 1-bedrooms: $1,360, 2-bedrooms: $2,050, 3-bedrooms: $2,510, 4-bedrooms: $3,550. The most common rental property sizes in Atlantic Highlands, Jacksonville, FL are 2-bedroom and 1-bedroom, accounting for 41.4% and 32.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,390 |
| Studio Rent | $1,010 | $1,240 |
| 1 Bed Rent | $1,300 | $1,360 |
| 2 Bed Rent | $1,780 | $2,050 |
| 3 Bed Rent | $2,360 | $2,510 |
| 4 Bed Rent | $3,000 | $3,550 |
% of Rental Stock
Property Listings — Atlantic Highlands, Jacksonville, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Atlantic Highlands, Jacksonville, FL is 64. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $529,000 | -4.0% |
Listing Count | 267 | 19.0% |
| Listings as % of Homes | 1.0% | 19.0% |
Days on Market | 64 | 1.0% |
Demographics — Atlantic Highlands, Jacksonville, FL
As of the latest ACS Survey released in 2023, Atlantic Highlands, Jacksonville, FL has a population of 42,300, which has decreased by -3.4% over the past 5 years. Atlantic Highlands, Jacksonville, FL is a moderately popular place for families, as children make up 17.3% of the population. The area has a highly educated workforce, with 54.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 42,300 | -3.4% |
% Under 18 | 17.3% | -21.4% |
% Seniors | 15.1% | 9.4% |
% WFH | 13.1% | 81.9% |
% w/ College Degree | 54.4% | 17.5% |
As of the latest ACS Survey released in 2023, Atlantic Highlands, Jacksonville, FL is a predominantly white area, with 64.2% of the population identifying as white. The white population has shrunk by 10.2% in the last 5 years. The second most common race or ethnicity in Atlantic Highlands, Jacksonville, FL is hispanic, making up 14.0% of the population. Foreign-born residents account for 14.5% of the population in Atlantic Highlands, Jacksonville, FL, and this percentage has increased by 23.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 64.2% | -10.2% |
% Black | 9.1% | 65.5% |
% Hispanic | 14.0% | 9.4% |
% Asian | 7.4% | 54.2% |
% Foreign Born | 14.5% | 23.9% |
Mortgage and Risk — Atlantic Highlands, Jacksonville, FL
According to HUD data as of 2023, there were 242 mortgage originations in Atlantic Highlands, Jacksonville, FL, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Atlantic Highlands, Jacksonville, FL. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 242 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 2.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Atlantic Highlands, Jacksonville, FL
As of 2024, the percent of homes in Atlantic Highlands, Jacksonville, FL under the Section 8 program is 3.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Atlantic Highlands, Jacksonville, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 224 |
Total Units Section 8 | 224 |
% Rentals under Section 8 | 3.3% |
% Occupied Section 8 | 93.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $390 | $1,300 | $1,690 |
| 2 Bedroom | $230 | $1,780 | $2,010 |
| 3 Bedroom | $150 | $2,360 | $2,510 |
| 4 Bedroom | $180 | $3,000 | $3,180 |
Affordability — Atlantic Highlands, Jacksonville, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.6 |
| Median Home Price | $449,000 |
| Median Household Income | $80,800 |