Atlantic Beach, Jacksonville, FL—32233
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Atlantic Beach, Jacksonville, FL
As of Oct '25, the median home price in Atlantic Beach, Jacksonville, FL is $475,000, with a year-over-year change of -3.4%. This indicates that home prices in Atlantic Beach, Jacksonville, FL are decreasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $475,000 | -3.4% |
| Single Family | $490,000 | -3.5% |
| Condos | $338,000 | -9.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $300,000 | -6.5% |
3 Bed | $453,000 | -3.4% |
4 Bed | $890,000 | -1.1% |
| 5 Bed | $2,051,000 | -2.0% |
% of Housing Stock
Rental Trends — Atlantic Beach, Jacksonville, FL
As of July '25, Rentcast reports the average rent in Atlantic Beach, Jacksonville, FL is $2,120, with a year-over-year rent change of -22.1%. Per bedroom, the median rent as of July '25 in Atlantic Beach, Jacksonville, FL is studios: $989, 1-bedrooms: $1,560, 2-bedrooms: $2,100, 3-bedrooms: $2,660, 4-bedrooms: $4,370. The most common rental property sizes in Atlantic Beach, Jacksonville, FL are 2-bedroom and 3-bedroom, accounting for 50.6% and 26.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $2,120 |
| Studio Rent | $989 | $989 |
| 1 Bed Rent | $1,600 | $1,560 |
| 2 Bed Rent | $1,900 | $2,100 |
| 3 Bed Rent | $2,300 | $2,660 |
| 4 Bed Rent | $2,900 | $4,370 |
% of Rental Stock
Property Listings — Atlantic Beach, Jacksonville, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Atlantic Beach, Jacksonville, FL is 76. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 54.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $501,000 | -25.0% |
Listing Count | 130 | 6.0% |
| Listings as % of Homes | 0.8% | 6.0% |
Days on Market | 76 | 26.0% |
Demographics — Atlantic Beach, Jacksonville, FL
As of the latest ACS Survey released in 2023, Atlantic Beach, Jacksonville, FL has a population of 24,100, which has decreased by -1.5% over the past 5 years. Atlantic Beach, Jacksonville, FL is a moderately popular place for families, as children make up 19.3% of the population. The area has a moderately educated workforce, with 43.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 24,100 | -1.5% |
% Under 18 | 19.3% | 20.6% |
% Seniors | 19.8% | 24.5% |
% WFH | 13.4% | 116.1% |
% w/ College Degree | 43.3% | 19.3% |
As of the latest ACS Survey released in 2023, Atlantic Beach, Jacksonville, FL is a predominantly white area, with 73.4% of the population identifying as white. The white population has shrunk by 2.9% in the last 5 years. The second most common race or ethnicity in Atlantic Beach, Jacksonville, FL is hispanic, making up 9.2% of the population. Foreign-born residents account for 8.4% of the population in Atlantic Beach, Jacksonville, FL, and this percentage has increased by 42.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.4% | -2.9% |
% Black | 8.6% | -10.4% |
% Hispanic | 9.2% | 5.7% |
% Asian | 3.4% | -12.8% |
% Foreign Born | 8.4% | 42.4% |
Mortgage and Risk — Atlantic Beach, Jacksonville, FL
According to HUD data as of 2023, there were 401 mortgage originations in Atlantic Beach, Jacksonville, FL, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Atlantic Beach, Jacksonville, FL. Investor activity is low, as 1.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 401 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 1.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Atlantic Beach, Jacksonville, FL
As of 2024, the percent of homes in Atlantic Beach, Jacksonville, FL under the Section 8 program is 1.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Atlantic Beach, Jacksonville, FL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 46 |
Total Units Section 8 | 46 |
% Rentals under Section 8 | 1.0% |
% Occupied Section 8 | 93.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$70 | $1,600 | $1,530 |
| 2 Bedroom | -$80 | $1,900 | $1,820 |
| 3 Bedroom | -$20 | $2,300 | $2,280 |
| 4 Bedroom | -$20 | $2,900 | $2,880 |
Affordability — Atlantic Beach, Jacksonville, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.9 |
| Median Home Price | $475,000 |
| Median Household Income | $81,600 |