Windy Hill, Jacksonville, FL—32246
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Windy Hill, Jacksonville, FL
As of Oct '25, the median home price in Windy Hill, Jacksonville, FL is $311,000, with a year-over-year change of -5.0%. This indicates that home prices in Windy Hill, Jacksonville, FL are decreasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $311,000 | -5.0% |
| Single Family | $340,000 | -4.5% |
| Condos | $195,000 | -11.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $157,000 | -14.2% |
2 Bed | $193,000 | -8.5% |
3 Bed | $305,000 | -5.0% |
4 Bed | $443,000 | -2.6% |
| 5 Bed | $617,000 | -2.7% |
% of Housing Stock
Rental Trends — Windy Hill, Jacksonville, FL
As of July '25, Rentcast reports the average rent in Windy Hill, Jacksonville, FL is $1,980, with a year-over-year rent change of -8.8%. Per bedroom, the median rent as of July '25 in Windy Hill, Jacksonville, FL is studios: $1,470, 1-bedrooms: $1,360, 2-bedrooms: $1,600, 3-bedrooms: $2,130, 4-bedrooms: $2,530. The most common rental property sizes in Windy Hill, Jacksonville, FL are 2-bedroom and 1-bedroom, accounting for 46.0% and 22.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,900 | $1,980 |
| Studio Rent | $1,370 | $1,470 |
| 1 Bed Rent | $1,350 | $1,360 |
| 2 Bed Rent | $1,580 | $1,600 |
| 3 Bed Rent | $2,100 | $2,130 |
| 4 Bed Rent | $2,430 | $2,530 |
% of Rental Stock
Property Listings — Windy Hill, Jacksonville, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Windy Hill, Jacksonville, FL is 65. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $339,000 | -4.0% |
Listing Count | 244 | 7.0% |
| Listings as % of Homes | 0.7% | 7.0% |
Days on Market | 65 | 28.0% |
Demographics — Windy Hill, Jacksonville, FL
As of the latest ACS Survey released in 2023, Windy Hill, Jacksonville, FL has a population of 60,400, which has increased by 17.9% over the past 5 years. Windy Hill, Jacksonville, FL is a moderately popular place for families, as children make up 23.5% of the population. The area has a moderately educated workforce, with 39.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 60,400 | 17.9% |
% Under 18 | 23.5% | 12.4% |
% Seniors | 10.7% | 0.0% |
% WFH | 14.8% | 184.6% |
% w/ College Degree | 39.2% | 26.9% |
As of the latest ACS Survey released in 2023, Windy Hill, Jacksonville, FL is a predominantly white area, with 51.5% of the population identifying as white. The white population has shrunk by 6.7% in the last 5 years. The second most common race or ethnicity in Windy Hill, Jacksonville, FL is hispanic, making up 18.2% of the population. Foreign-born residents account for 21.5% of the population in Windy Hill, Jacksonville, FL, and this percentage has increased by 0.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 51.5% | -6.7% |
% Black | 14.0% | -9.1% |
% Hispanic | 18.2% | 7.7% |
% Asian | 10.0% | -2.0% |
% Foreign Born | 21.5% | 0.9% |
Mortgage and Risk — Windy Hill, Jacksonville, FL
According to HUD data as of 2023, there were 276 mortgage originations in Windy Hill, Jacksonville, FL, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Windy Hill, Jacksonville, FL. Investor activity is low, as 3.0% of loans were by investors. 22.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 276 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 22.0% |
Loan Activity
Rentals and Section 8 — Windy Hill, Jacksonville, FL
As of 2024, the percent of homes in Windy Hill, Jacksonville, FL under the Section 8 program is 3.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Windy Hill, Jacksonville, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 656 |
Total Units Section 8 | 361 |
% Rentals under Section 8 | 3.7% |
% Occupied Section 8 | 93.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $390 | $1,350 | $1,740 |
| 2 Bedroom | $490 | $1,580 | $2,070 |
| 3 Bedroom | $490 | $2,100 | $2,590 |
| 4 Bedroom | $850 | $2,430 | $3,280 |
Affordability — Windy Hill, Jacksonville, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.2 |
| Median Home Price | $311,000 |
| Median Household Income | $78,500 |