Bell, FL—32619
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Bell, FL
Home Price Trends — Bell, FL
As of Oct '25, the median home price in Bell, FL is $287,000, with a year-over-year change of 1.3%. This indicates that home prices in Bell, FL are increasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $287,000 | 1.3% |
| Single Family | $287,000 | 1.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $239,000 | 1.3% |
3 Bed | $330,000 | 0.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bell, FL
As of July '25, Rentcast reports the average rent in Bell, FL is $1,970, with a year-over-year rent change of 3.7%. Per bedroom, the median rent as of July '25 in Bell, FL is 2-bedrooms: $1,500, 3-bedrooms: $2,200. The most common rental property sizes in Bell, FL are 1-bedroom and 2-bedroom, accounting for 32.3% and 28.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $1,970 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,500 | $1,500 |
| 3 Bed Rent | $2,000 | $2,200 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bell, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Bell, FL is 162. This is a increase of 80.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $325,000 | 0.0% |
Listing Count | 32 | 32.0% |
| Listings as % of Homes | 0.8% | 32.0% |
Days on Market | 162 | 80.0% |
Demographics — Bell, FL
As of the latest ACS Survey released in 2023, Bell, FL has a population of 5,230, which has decreased by -1.9% over the past 5 years. Bell, FL is a moderately popular place for families, as children make up 18.1% of the population. The area has a poorly educated workforce, with 10.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,230 | -1.9% |
% Under 18 | 18.1% | -14.6% |
% Seniors | 16.5% | -8.8% |
% WFH | 1.7% | -66.0% |
% w/ College Degree | 10.0% | -24.2% |
As of the latest ACS Survey released in 2023, Bell, FL is a predominantly white area, with 89.6% of the population identifying as white. The white population has shrunk by 5.4% in the last 5 years. The second most common race or ethnicity in Bell, FL is hispanic, making up 7.3% of the population. Foreign-born residents account for 6.8% of the population in Bell, FL, and this percentage has increased by 65.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.6% | -5.4% |
% Black | 0.1% | -66.7% |
% Hispanic | 7.3% | 82.5% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 6.8% | 65.9% |
Mortgage and Risk — Bell, FL
According to HUD data as of 2023, there were 103 mortgage originations in Bell, FL, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Bell, FL. Investor activity is low, as 5.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 103 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 5.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Bell, FL
Bell, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 0 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,050 |
| 2 Bedroom | -$240 | $1,500 | $1,260 |
| 3 Bedroom | -$350 | $2,000 | $1,650 |
| 4 Bedroom | N/A | N/A | $1,680 |
Affordability — Bell, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $287,000 |
| Median Household Income | $62,000 |