High Springs, FL—32643
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — High Springs, FL
As of Oct '25, the median home price in High Springs, FL is $323,000, with a year-over-year change of -0.4%. This indicates that home prices in High Springs, FL are flat. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $323,000 | -0.4% |
| Single Family | $324,000 | -0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $204,000 | -0.5% |
3 Bed | $315,000 | -0.9% |
4 Bed | $426,000 | -0.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — High Springs, FL
As of July '25, Rentcast reports the average rent in High Springs, FL is $2,080, with a year-over-year rent change of 9.5%. Per bedroom, the median rent as of July '25 in High Springs, FL is 1-bedrooms: $1,100, 2-bedrooms: $1,500, 3-bedrooms: $2,120, 4-bedrooms: $2,650. The most common rental property sizes in High Springs, FL are 2-bedroom and 3-bedroom, accounting for 48.3% and 28.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,080 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,100 | $1,100 |
| 2 Bed Rent | $1,500 | $1,500 |
| 3 Bed Rent | $2,000 | $2,120 |
| 4 Bed Rent | $2,400 | $2,650 |
% of Rental Stock
Property Listings — High Springs, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in High Springs, FL is 81. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $346,000 | -19.0% |
Listing Count | 84 | 39.0% |
| Listings as % of Homes | 1.5% | 39.0% |
Days on Market | 81 | 13.0% |
Demographics — High Springs, FL
As of the latest ACS Survey released in 2023, High Springs, FL has a population of 11,500, which has increased by 2.6% over the past 5 years. High Springs, FL is a popular place for families, as children make up 28.9% of the population. The area has a poorly educated workforce, with 24.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,500 | 2.6% |
% Under 18 | 28.9% | 57.1% |
% Seniors | 19.3% | 6.0% |
% WFH | 9.4% | 168.6% |
% w/ College Degree | 24.8% | 8.3% |
As of the latest ACS Survey released in 2023, High Springs, FL is a predominantly white area, with 76.7% of the population identifying as white. The white population has shrunk by 6.1% in the last 5 years. The second most common race or ethnicity in High Springs, FL is black, making up 10.6% of the population. Foreign-born residents account for 3.2% of the population in High Springs, FL, and this percentage has decreased by 13.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 76.7% | -6.1% |
% Black | 10.6% | 51.4% |
% Hispanic | 8.5% | 0.0% |
% Asian | 0.6% | 20.0% |
% Foreign Born | 3.2% | -13.5% |
Mortgage and Risk — High Springs, FL
According to HUD data as of 2023, there were 198 mortgage originations in High Springs, FL, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in High Springs, FL. Investor activity is low, as 1.0% of loans were by investors. 21.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 198 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 21.0% |
Loan Activity
Rentals and Section 8 — High Springs, FL
As of 2024, the percent of homes in High Springs, FL under the Section 8 program is 1.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in High Springs, FL, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | 1.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $60 | $1,100 | $1,160 |
| 2 Bedroom | -$100 | $1,500 | $1,400 |
| 3 Bedroom | -$220 | $2,000 | $1,780 |
| 4 Bedroom | -$540 | $2,400 | $1,860 |
Affordability — High Springs, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $323,000 |
| Median Household Income | $69,900 |