Bell, FL—32693
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Bell, FL
Home Price Trends — Bell, FL
As of Oct '25, the median home price in Bell, FL is $279,000, with a year-over-year change of -1.1%. This indicates that home prices in Bell, FL are decreasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $279,000 | -1.1% |
| Single Family | $279,000 | -1.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $172,000 | -1.7% |
3 Bed | $287,000 | -0.3% |
4 Bed | $378,000 | 1.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bell, FL
As of July '25, Rentcast reports the average rent in Bell, FL is $1,500, with a year-over-year rent change of 53.8%. Per bedroom, the median rent as of July '25 in Bell, FL is 3-bedrooms: $1,500. The most common rental property sizes in Bell, FL are 3-bedroom and 2-bedroom, accounting for 52.6% and 31.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,500 | $1,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bell, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Bell, FL is 87. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $330,000 | 0.0% |
Listing Count | 59 | 5.0% |
| Listings as % of Homes | 1.0% | 5.0% |
Days on Market | 87 | 10.0% |
Demographics — Bell, FL
As of the latest ACS Survey released in 2023, Bell, FL has a population of 11,700, which has decreased by -4.1% over the past 5 years. Bell, FL is a moderately popular place for families, as children make up 18.8% of the population. The area has a poorly educated workforce, with 16.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,700 | -4.1% |
% Under 18 | 18.8% | -16.8% |
% Seniors | 21.2% | 4.4% |
% WFH | 4.6% | 7.0% |
% w/ College Degree | 16.1% | 19.3% |
As of the latest ACS Survey released in 2023, Bell, FL is a predominantly white area, with 82.0% of the population identifying as white. The white population has grown by 4.9% in the last 5 years. The second most common race or ethnicity in Bell, FL is hispanic, making up 8.0% of the population. Foreign-born residents account for 4.1% of the population in Bell, FL, and this percentage has increased by 2.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.0% | 4.9% |
% Black | 5.3% | -45.4% |
% Hispanic | 8.0% | -7.0% |
% Asian | 0.5% | 66.7% |
% Foreign Born | 4.1% | 2.5% |
Mortgage and Risk — Bell, FL
According to HUD data as of 2023, there were 246 mortgage originations in Bell, FL, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Bell, FL. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 246 |
% Conventional Loans | 60.0% |
% Government Loans | 40.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Bell, FL
Bell, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 60 |
Total Units Section 8 | 51 |
% Rentals under Section 8 | 5.8% |
% Occupied Section 8 | 94.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,050 |
| 2 Bedroom | N/A | N/A | $1,260 |
| 3 Bedroom | $150 | $1,500 | $1,650 |
| 4 Bedroom | N/A | N/A | $1,680 |
Affordability — Bell, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $279,000 |
| Median Household Income | $64,100 |