Geneva, FL—32732
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Geneva, FL
As of Oct '25, the median home price in Geneva, FL is $564,000, with a year-over-year change of 0.4%. This indicates that home prices in Geneva, FL are flat. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $564,000 | 0.4% |
| Single Family | $565,000 | 0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $344,000 | -1.1% |
3 Bed | $499,000 | 0.0% |
4 Bed | $747,000 | 1.6% |
| 5 Bed | $1,011,000 | 1.7% |
% of Housing Stock
Rental Trends — Geneva, FL
As of July '25, Rentcast reports the average rent in Geneva, FL is $3,020, with a year-over-year rent change of 31.3%. Per bedroom, the median rent as of July '25 in Geneva, FL is 1-bedrooms: $1,350, 2-bedrooms: $2,500, 4-bedrooms: $5,200. The most common rental property sizes in Geneva, FL are 2-bedroom and 3-bedroom, accounting for 61.6% and 38.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $3,020 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,350 | $1,350 |
| 2 Bed Rent | $2,500 | $2,500 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $5,200 | $5,200 |
% of Rental Stock
Property Listings — Geneva, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Geneva, FL is 92. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $616,000 | -14.0% |
Listing Count | 24 | -4.0% |
| Listings as % of Homes | 0.7% | -4.0% |
Days on Market | 92 | 26.0% |
Demographics — Geneva, FL
As of the latest ACS Survey released in 2023, Geneva, FL has a population of 5,160, which has increased by 7.4% over the past 5 years. Geneva, FL is a moderately popular place for families, as children make up 19.0% of the population. The area has a moderately educated workforce, with 44.6% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 26.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,160 | 7.4% |
% Under 18 | 19.0% | 9.8% |
% Seniors | 19.2% | 18.5% |
% WFH | 26.1% | 108.8% |
% w/ College Degree | 44.6% | 48.2% |
As of the latest ACS Survey released in 2023, Geneva, FL is a predominantly white area, with 88.5% of the population identifying as white. The white population has shrunk by 5.8% in the last 5 years. The second most common race or ethnicity in Geneva, FL is hispanic, making up 4.6% of the population. Foreign-born residents account for 5.7% of the population in Geneva, FL, and this percentage has increased by 5.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.5% | -5.8% |
% Black | 1.4% | 180.0% |
% Hispanic | 4.6% | 360.0% |
% Asian | 2.2% | 175.0% |
% Foreign Born | 5.7% | 5.6% |
Mortgage and Risk — Geneva, FL
According to HUD data as of 2023, there were 140 mortgage originations in Geneva, FL, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Geneva, FL. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 140 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Geneva, FL
Geneva, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $760 | $1,350 | $2,110 |
| 2 Bedroom | -$110 | $2,500 | $2,390 |
| 3 Bedroom | N/A | N/A | $3,040 |
| 4 Bedroom | -$1,580 | $5,200 | $3,620 |
Affordability — Geneva, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $564,000 |
| Median Household Income | $112,000 |