Titusville, FL32780

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$270,000
5.5% YoY Growth
Median Household Income
$64,700
33.3% 5-Year Growth
Days on Market
85
32.0% Longer than last year
Home Price Forecast
0.2%
Median Rent
$1,700
0.6% YoY Growth
1-Bed Rent
$1,150
1.7% YoY Growth
2-Bed Rent
$1,380
2.1% YoY Growth
3-Bed Rent
$1,880
0.5% YoY Growth

Other Zip Codes in Titusville, FL

Property Listings — Titusville, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Titusville, FL is 85. This is a increase of 32.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$300,000-6.0%
Listing Count
37022.0%
Listings as % of Homes1.4%22.0%
Days on Market
8532.0%
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Demographics — Titusville, FL

As of the latest ACS Survey released in 2023, Titusville, FL has a population of 39,400, which has increased by 11.4% over the past 5 years. Titusville, FL is a moderately popular place for families, as children make up 18.8% of the population. The area has a moderately educated workforce, with 26.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
39,40011.4%
% Under 18
18.8%12.6%
% Seniors
24.9%-5.0%
% WFH
12.3%83.6%
% w/ College Degree
26.5%1.9%
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As of the latest ACS Survey released in 2023, Titusville, FL is a predominantly white area, with 70.1% of the population identifying as white. The white population has shrunk by 11.9% in the last 5 years. The second most common race or ethnicity in Titusville, FL is black, making up 13.9% of the population. Foreign-born residents account for 8.3% of the population in Titusville, FL, and this percentage has increased by 84.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
70.1%-11.9%
% Black
13.9%61.6%
% Hispanic
8.4%23.5%
% Asian
2.5%25.0%
% Foreign Born
8.3%84.4%
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Mortgage and Risk — Titusville, FL

According to HUD data as of 2023, there were 946 mortgage originations in Titusville, FL, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Titusville, FL. Investor activity is low, as 2.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
946
% Conventional Loans
68.0%
% Government Loans
32.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
17.0%

Loan Activity

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Rentals and Section 8 — Titusville, FL

As of 2024, the percent of homes in Titusville, FL under the Section 8 program is 12.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Titusville, FL, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
649
Total Units Section 8
530
% Rentals under Section 8
12.2%
% Occupied Section 8
86.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$80$1,150$1,230
2 Bedroom$50$1,380$1,430
3 Bedroom$70$1,880$1,950
4 Bedroom-$70$2,300$2,230

Affordability — Titusville, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.4
Median Home Price$270,000
Median Household Income$64,700

Titusville, FL — ZIP Code Boundary Map

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Frequently Asked Questions