North Miami, FL33161

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$487,000
4.4% YoY Growth
Median Household Income
$55,300
50.9% 5-Year Growth
Days on Market
87
24.0% Longer than last year
Home Price Forecast
2.1%
Median Rent
$2,100
8.5% YoY Growth
1-Bed Rent
$1,650
5.1% YoY Growth
2-Bed Rent
$2,250
1.2% YoY Growth
3-Bed Rent
$3,620
0.2% YoY Growth

Other Zip Codes in North Miami, FL

Property Listings — North Miami, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in North Miami, FL is 87. This is a increase of 24.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$590,0003.0%
Listing Count
27710.0%
Listings as % of Homes0.9%10.0%
Days on Market
8724.0%
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Demographics — North Miami, FL

As of the latest ACS Survey released in 2023, North Miami, FL has a population of 54,100, which has decreased by -2.8% over the past 5 years. North Miami, FL is a moderately popular place for families, as children make up 23.1% of the population. The area has a poorly educated workforce, with 21.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
54,100-2.8%
% Under 18
23.1%-3.3%
% Seniors
13.9%16.8%
% WFH
6.4%68.4%
% w/ College Degree
21.0%6.6%
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As of the latest ACS Survey released in 2023, North Miami, FL is a predominantly black area, with 56.9% of the population identifying as black. The black population has shrunk by 11.0% in the last 5 years. The second most common race or ethnicity in North Miami, FL is hispanic, making up 31.4% of the population. Foreign-born residents account for 51.1% of the population in North Miami, FL, and this percentage has decreased by 2.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
7.9%-12.2%
% Black
56.9%-11.0%
% Hispanic
31.4%25.1%
% Asian
1.8%-25.0%
% Foreign Born
51.1%-2.5%
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Mortgage and Risk — North Miami, FL

According to HUD data as of 2023, there were 356 mortgage originations in North Miami, FL, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in North Miami, FL. Investor activity is low, as 4.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
356
% Conventional Loans
88.0%
% Government Loans
12.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
19.0%

Loan Activity

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Rentals and Section 8 — North Miami, FL

As of 2024, the percent of homes in North Miami, FL under the Section 8 program is 9.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in North Miami, FL, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,187
Total Units Section 8
1,185
% Rentals under Section 8
9.6%
% Occupied Section 8
88.1%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$130$1,650$1,780
2 Bedroom-$60$2,250$2,190
3 Bedroom-$790$3,620$2,830
4 Bedroom-$160$3,480$3,320

Affordability — North Miami, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.9
Median Home Price$487,000
Median Household Income$55,300

North Miami, FL — ZIP Code Boundary Map

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Frequently Asked Questions