Zolfo Springs, FL—33890
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Zolfo Springs, FL
As of Oct '25, the median home price in Zolfo Springs, FL is $290,000, with a year-over-year change of 2.1%. This indicates that home prices in Zolfo Springs, FL are increasing. According to Zillow, the 1-year price projection is 5.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $290,000 | 2.1% |
| Single Family | $290,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $208,000 | 1.5% |
3 Bed | $300,000 | 3.4% |
4 Bed | $404,000 | 3.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Zolfo Springs, FL
Zolfo Springs, FL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Zolfo Springs, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Zolfo Springs, FL is 60. This is a decrease of -28.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $400,000 | -37.0% |
Listing Count | 12 | 3.0% |
| Listings as % of Homes | 0.4% | 3.0% |
Days on Market | 60 | -28.0% |
Demographics — Zolfo Springs, FL
As of the latest ACS Survey released in 2023, Zolfo Springs, FL has a population of 4,990, which has increased by 2.4% over the past 5 years. Zolfo Springs, FL is a moderately popular place for families, as children make up 22.8% of the population. The area has a poorly educated workforce, with 11.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,990 | 2.4% |
% Under 18 | 22.8% | -23.0% |
% Seniors | 11.8% | -33.3% |
% WFH | 5.7% | -26.0% |
% w/ College Degree | 11.0% | 44.7% |
As of the latest ACS Survey released in 2023, Zolfo Springs, FL is a predominantly white area, with 50.8% of the population identifying as white. The white population has shrunk by 13.0% in the last 5 years. The second most common race or ethnicity in Zolfo Springs, FL is hispanic, making up 42.2% of the population. Foreign-born residents account for 14.2% of the population in Zolfo Springs, FL, and this percentage has increased by 52.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 50.8% | -13.0% |
% Black | 3.0% | 50.0% |
% Hispanic | 42.2% | 8.8% |
% Asian | 1.5% | 1,400.0% |
% Foreign Born | 14.2% | 52.7% |
Mortgage and Risk — Zolfo Springs, FL
According to HUD data as of 2023, there were 39 mortgage originations in Zolfo Springs, FL, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Zolfo Springs, FL. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 39 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 3.0% |
% Second Loans | 8.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Zolfo Springs, FL
Zolfo Springs, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $780 |
| 2 Bedroom | N/A | N/A | $1,010 |
| 3 Bedroom | N/A | N/A | $1,320 |
| 4 Bedroom | N/A | N/A | $1,660 |
Affordability — Zolfo Springs, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $290,000 |
| Median Household Income | $70,200 |