Sebring, FL—33875
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sebring, FL
As of Oct '25, the median home price in Sebring, FL is $280,000, with a year-over-year change of -2.6%. This indicates that home prices in Sebring, FL are decreasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $280,000 | -2.6% |
| Single Family | $281,000 | -2.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $223,000 | -3.5% |
3 Bed | $308,000 | -2.2% |
4 Bed | $414,000 | -0.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sebring, FL
As of July '25, Rentcast reports the average rent in Sebring, FL is $1,720, with a year-over-year rent change of 6.8%. Per bedroom, the median rent as of July '25 in Sebring, FL is 2-bedrooms: $1,440, 3-bedrooms: $1,960, 4-bedrooms: $2,320. The most common rental property sizes in Sebring, FL are 3-bedroom and 2-bedroom, accounting for 61.6% and 29.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $1,720 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,400 | $1,440 |
| 3 Bed Rent | $1,800 | $1,960 |
| 4 Bed Rent | $1,750 | $2,320 |
% of Rental Stock
Property Listings — Sebring, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Sebring, FL is 70. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $374,000 | -6.0% |
Listing Count | 88 | -11.0% |
| Listings as % of Homes | 1.4% | -11.0% |
Days on Market | 70 | 12.0% |
Demographics — Sebring, FL
As of the latest ACS Survey released in 2023, Sebring, FL has a population of 11,400, which has increased by 4.6% over the past 5 years. Sebring, FL is a moderately popular place for families, as children make up 18.5% of the population. The area has a moderately educated workforce, with 25.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,400 | 4.6% |
% Under 18 | 18.5% | 25.9% |
% Seniors | 33.5% | -10.4% |
% WFH | 5.3% | -32.9% |
% w/ College Degree | 25.9% | -3.0% |
As of the latest ACS Survey released in 2023, Sebring, FL is a predominantly white area, with 81.3% of the population identifying as white. The white population has shrunk by 1.7% in the last 5 years. The second most common race or ethnicity in Sebring, FL is hispanic, making up 10.9% of the population. Foreign-born residents account for 5.9% of the population in Sebring, FL, and this percentage has decreased by 32.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.3% | -1.7% |
% Black | 3.7% | 146.7% |
% Hispanic | 10.9% | -18.7% |
% Asian | 1.4% | 75.0% |
% Foreign Born | 5.9% | -32.2% |
Mortgage and Risk — Sebring, FL
According to HUD data as of 2023, there were 273 mortgage originations in Sebring, FL, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Sebring, FL. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 273 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 2.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Sebring, FL
Sebring, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $930 |
| 2 Bedroom | -$190 | $1,400 | $1,210 |
| 3 Bedroom | -$310 | $1,800 | $1,490 |
| 4 Bedroom | $190 | $1,750 | $1,940 |
Affordability — Sebring, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $280,000 |
| Median Household Income | $77,000 |