Port Charlotte, FL 33952 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

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Port Charlotte, FL—33952

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$215,000

13.0% YoY Growth

Household Income

$56,100

41.1% YoY Growth

Days on Market

89

15.0% Longer YoY

Home Price Forecast

-2.1%

Median Rent

$1,800

0.5% YoY Growth

1-Bed Rent

$1,200

14.1% YoY Growth

2-Bed Rent

$1,550

5.6% YoY Growth

3-Bed Rent

$2,000

1.2% YoY Growth

Other Zip Codes in Port Charlotte, FL

33980 33981 33948 33953 33954 33946

Home Price Trends — Port Charlotte, FL

As of Dec '25, the median home price in Port Charlotte, FL is $215,000, with a year-over-year change of -13.0%. This indicates that home prices in Port Charlotte, FL are decreasing. According to Zillow, the 1-year price projection is -2.1%, suggesting a decrease housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$215,000	-13.0%
Single Family	$225,000	-13.1%
Condos	$94,000	-23.6%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Port Charlotte, FL

As of July '25, Rentcast reports the average rent in Port Charlotte, FL is $2,140, with a year-over-year rent change of 0.5%. Per bedroom, the median rent as of July '25 in Port Charlotte, FL is studios: $1,300, 1-bedrooms: $1,160, 2-bedrooms: $1,690, 3-bedrooms: $2,390, 4-bedrooms: $3,360. The most common rental property sizes in Port Charlotte, FL are 2-bedroom and 3-bedroom, accounting for 36.8% and 32.5% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,800	$2,140
Studio Rent	$1,300	$1,300
1 Bed Rent	$1,200	$1,160
2 Bed Rent	$1,550	$1,690
3 Bed Rent	$2,000	$2,390
4 Bed Rent	$2,300	$3,360

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% of Rental Stock

Studio

8.4%

1 Bedroom

19.1%

2 Bedrooms

36.8%

3 Bedrooms

32.5%

4 Bedrooms

2.2%

5+ Bedrooms

1.0%

Property Listings — Port Charlotte, FL

As of Dec '25, Realtor.com reports that the median days on market for a home in Port Charlotte, FL is 98. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$250,000	-9.0%
Listing Count	449	1.0%
Listings as % of Homes	1.3%	1.0%
Days on Market	89	15.0%

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Demographics — Port Charlotte, FL

As of the latest ACS Survey released in 2023, Port Charlotte, FL has a population of 34,000, which has remained stable by 1.0% over the past 5 years. Port Charlotte, FL is a less popular place for families, as children make up 14.0% of the population. The area has a poorly educated workforce, with 19.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.

Metric	Latest Census	YoY % Change
Population	34,000	1.0%
% Under 18	14.0%	-9.1%
% Seniors	30.5%	11.7%
% WFH	10.8%	38.5%
% w/ College Degree	19.8%	11.9%

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As of the latest ACS Survey released in 2023, Port Charlotte, FL is a predominantly white area, with 75.6% of the population identifying as white. The white population has grown by 1.7% in the last 5 years. The second most common race or ethnicity in Port Charlotte, FL is hispanic, making up 13.5% of the population. Foreign-born residents account for 12.1% of the population in Port Charlotte, FL, and this percentage has decreased by 16.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	75.6%	1.7%
% Black	6.1%	-40.8%
% Hispanic	13.5%	32.4%
% Asian	1.8%	5.9%
% Foreign Born	12.1%	-16.0%

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Mortgage and Risk — Port Charlotte, FL

According to HUD data as of 2023, there were 969 mortgage originations in Port Charlotte, FL, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Port Charlotte, FL. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	969
% Conventional Loans	68.0%
% Government Loans	32.0%
% Investor Loans	4.0%
% Second Loans	6.0%
% Cash Out Refinance	10.0%

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Rentals and Section 8 — Port Charlotte, FL

As of 2024, the percent of homes in Port Charlotte, FL under the Section 8 program is 5.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Port Charlotte, FL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD	181
Total Units Section 8	167
% Rentals under Section 8	5.1%
% Occupied Section 8	98.5%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$110	$1,200	$1,090
2 Bedroom	-$180	$1,550	$1,370
3 Bedroom	-$80	$2,000	$1,920
4 Bedroom	-$190	$2,300	$2,110