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Punta Gorda, FL—33955

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$330,000
11.9% YoY Growth
Household Income
$76,700
27.5% YoY Growth
Days on Market
87
6.0% Shorter YoY
Home Price Forecast
-1.9%
Median Rent
$2,500
2.2% YoY Growth
1-Bed Rent
$1,400
4.8% YoY Growth
2-Bed Rent
$3,000
7.8% YoY Growth
3-Bed Rent
$2,800
10.1% YoY Growth

Other Zip Codes in Punta Gorda, FL

339833395033982
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Punta Gorda, FL

As of Dec '25, the median home price in Punta Gorda, FL is $330,000, with a year-over-year change of -11.9%. This indicates that home prices in Punta Gorda, FL are decreasing. According to Zillow, the 1-year price projection is -1.9%, suggesting a decrease housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$330,000-11.9%
Single Family $347,000-11.3%
Condos $288,000-14.3%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$251,000-16.1%
    3 Bed
    		$382,000-11.0%
    4 Bed
    		$388,000-9.3%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    1.3%
    1 Bedroom
    1.6%
    2 Bedrooms
    39.2%
    3 Bedrooms
    54.4%
    4 Bedrooms
    3.2%
    5+ Bedrooms
    0.2%

    Rental Trends — Punta Gorda, FL

    As of July '25, Rentcast reports the average rent in Punta Gorda, FL is $3,480, with a year-over-year rent change of -2.2%. Per bedroom, the median rent as of July '25 in Punta Gorda, FL is 1-bedrooms: $1,400, 2-bedrooms: $3,570, 3-bedrooms: $3,550, 4-bedrooms: $3,110. The most common rental property sizes in Punta Gorda, FL are 2-bedroom and 3-bedroom, accounting for 48.8% and 21.2% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,500$3,480
    Studio Rent N/AN/A
    1 Bed Rent $1,400$1,400
    2 Bed Rent $3,000$3,570
    3 Bed Rent $2,800$3,550
    4 Bed Rent $2,200$3,110
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    % of Rental Stock

    Studio
    11.9%
    1 Bedroom
    13.0%
    2 Bedrooms
    48.8%
    3 Bedrooms
    21.2%
    4 Bedrooms
    1.5%
    5+ Bedrooms
    3.5%

    Property Listings — Punta Gorda, FL

    As of Dec '25, Realtor.com reports that the median days on market for a home in Punta Gorda, FL is 100. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$396,000-5.0%
    Listing Count
    		405-3.0%
    Listings as % of Homes3.0%-3.0%
    Days on Market
    		87-6.0%
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    Demographics — Punta Gorda, FL

    As of the latest ACS Survey released in 2023, Punta Gorda, FL has a population of 10,500, which has decreased by -7.9% over the past 5 years. Punta Gorda, FL is a less popular place for families, as children make up 8.5% of the population. The area has a moderately educated workforce, with 30.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.8% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		10,500-7.9%
    % Under 18
    		8.5%-9.6%
    % Seniors
    		48.9%27.0%
    % WFH
    		19.8%108.4%
    % w/ College Degree
    		30.7%18.1%
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    As of the latest ACS Survey released in 2023, Punta Gorda, FL is a predominantly white area, with 83.8% of the population identifying as white. The white population has grown by 2.9% in the last 5 years. The second most common race or ethnicity in Punta Gorda, FL is hispanic, making up 10.4% of the population. Foreign-born residents account for 7.5% of the population in Punta Gorda, FL, and this percentage has increased by 31.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		83.8%2.9%
    % Black
    		2.1%-74.7%
    % Hispanic
    		10.4%48.6%
    % Asian
    		0.6%200.0%
    % Foreign Born
    		7.5%31.6%
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    Mortgage and Risk — Punta Gorda, FL

    According to HUD data as of 2023, there were 544 mortgage originations in Punta Gorda, FL, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Punta Gorda, FL. Investor activity is low, as 5.0% of loans were by investors. 2.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		544
    % Conventional Loans
    		82.0%
    % Government Loans
    		18.0%
    % Investor Loans
    		5.0%
    % Second Loans
    		14.0%
    % Cash Out Refinance
    		2.0%
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    Rentals and Section 8 — Punta Gorda, FL

    As of 2024, the percent of homes in Punta Gorda, FL under the Section 8 program is 0.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Punta Gorda, FL, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		1
    Total Units Section 8
    		1
    % Rentals under Section 8
    		0.4%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$60$1,400$1,340
    2 Bedroom-$1,320$3,000$1,680
    3 Bedroom-$480$2,800$2,320
    4 Bedroom$350$2,200$2,550

    Affordability — Punta Gorda, FL

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio5.3
    Median Home Price$330,000
    Median Household Income$76,700

    Punta Gorda, FL — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Cape Coral, FL

    33909

    Punta Gorda, FL

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    Frequently Asked Questions