Golden Gate Estates, Naples, FL—34116
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Golden Gate Estates, Naples, FL
As of Oct '25, the median home price in Golden Gate Estates, Naples, FL is $454,000, with a year-over-year change of -5.2%. This indicates that home prices in Golden Gate Estates, Naples, FL are decreasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $454,000 | -5.2% |
| Single Family | $479,000 | -5.1% |
| Condos | $205,000 | -13.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $227,000 | -13.4% |
3 Bed | $473,000 | -5.6% |
4 Bed | $558,000 | -5.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Golden Gate Estates, Naples, FL
As of July '25, Rentcast reports the average rent in Golden Gate Estates, Naples, FL is $2,630, with a year-over-year rent change of -19.3%. Per bedroom, the median rent as of July '25 in Golden Gate Estates, Naples, FL is 1-bedrooms: $1,600, 2-bedrooms: $2,120, 3-bedrooms: $3,370, 4-bedrooms: $4,750. The most common rental property sizes in Golden Gate Estates, Naples, FL are 2-bedroom and 3-bedroom, accounting for 54.1% and 24.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,630 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,530 | $1,600 |
| 2 Bed Rent | $1,900 | $2,120 |
| 3 Bed Rent | $3,200 | $3,370 |
| 4 Bed Rent | $4,000 | $4,750 |
% of Rental Stock
Property Listings — Golden Gate Estates, Naples, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Golden Gate Estates, Naples, FL is 84. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $525,000 | -5.0% |
Listing Count | 106 | 5.0% |
| Listings as % of Homes | 0.6% | 5.0% |
Days on Market | 84 | 26.0% |
Demographics — Golden Gate Estates, Naples, FL
As of the latest ACS Survey released in 2023, Golden Gate Estates, Naples, FL has a population of 34,900, which has decreased by -4.5% over the past 5 years. Golden Gate Estates, Naples, FL is a moderately popular place for families, as children make up 24.1% of the population. The area has a poorly educated workforce, with 16.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 34,900 | -4.5% |
% Under 18 | 24.1% | -6.2% |
% Seniors | 10.5% | 0.0% |
% WFH | 7.8% | 358.8% |
% w/ College Degree | 16.7% | 13.6% |
As of the latest ACS Survey released in 2023, Golden Gate Estates, Naples, FL is a predominantly hispanic area, with 60.4% of the population identifying as hispanic. The hispanic population has grown by 1.3% in the last 5 years. The second most common race or ethnicity in Golden Gate Estates, Naples, FL is white, making up 24.1% of the population. Foreign-born residents account for 47.2% of the population in Golden Gate Estates, Naples, FL, and this percentage has decreased by 4.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 24.1% | 0.0% |
% Black | 13.2% | -7.7% |
% Hispanic | 60.4% | 1.3% |
% Asian | 0.9% | 0.0% |
% Foreign Born | 47.2% | -4.1% |
Mortgage and Risk — Golden Gate Estates, Naples, FL
According to HUD data as of 2023, there were 260 mortgage originations in Golden Gate Estates, Naples, FL, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Golden Gate Estates, Naples, FL. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 260 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Golden Gate Estates, Naples, FL
As of 2024, the percent of homes in Golden Gate Estates, Naples, FL under the Section 8 program is 2.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Golden Gate Estates, Naples, FL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 64 |
Total Units Section 8 | 64 |
% Rentals under Section 8 | 2.0% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$20 | $1,530 | $1,510 |
| 2 Bedroom | -$140 | $1,900 | $1,760 |
| 3 Bedroom | -$880 | $3,200 | $2,320 |
| 4 Bedroom | -$1,480 | $4,000 | $2,520 |
Affordability — Golden Gate Estates, Naples, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.3 |
| Median Home Price | $454,000 |
| Median Household Income | $69,200 |