Marco Island, FL—34145
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Marco Island, FL
As of Oct '25, the median home price in Marco Island, FL is $841,000, with a year-over-year change of -6.4%. This indicates that home prices in Marco Island, FL are decreasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $841,000 | -6.4% |
| Single Family | $1,425,000 | -5.4% |
| Condos | $599,000 | -7.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $340,000 | -11.9% |
2 Bed | $596,000 | -8.9% |
3 Bed | $1,277,000 | -5.8% |
4 Bed | $2,178,000 | -6.2% |
| 5 Bed | $3,287,000 | -7.2% |
% of Housing Stock
Rental Trends — Marco Island, FL
As of July '25, Rentcast reports the average rent in Marco Island, FL is $5,530, with a year-over-year rent change of 10.6%. Per bedroom, the median rent as of July '25 in Marco Island, FL is studios: $1,780, 1-bedrooms: $3,380, 2-bedrooms: $5,840, 3-bedrooms: $5,790, 4-bedrooms: $6,740. The most common rental property sizes in Marco Island, FL are 2-bedroom and 3-bedroom, accounting for 38.6% and 29.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $5,200 | $5,530 |
| Studio Rent | $1,750 | $1,780 |
| 1 Bed Rent | $2,100 | $3,380 |
| 2 Bed Rent | $5,750 | $5,840 |
| 3 Bed Rent | $5,500 | $5,790 |
| 4 Bed Rent | $5,000 | $6,740 |
% of Rental Stock
Property Listings — Marco Island, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Marco Island, FL is 115. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,000,000 | -7.0% |
Listing Count | 616 | 0.0% |
| Listings as % of Homes | 2.7% | 0.0% |
Days on Market | 115 | 11.0% |
Demographics — Marco Island, FL
As of the latest ACS Survey released in 2023, Marco Island, FL has a population of 16,000, which has decreased by -9.6% over the past 5 years. Marco Island, FL is a less popular place for families, as children make up 6.4% of the population. The area has a highly educated workforce, with 47.9% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 31.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,000 | -9.6% |
% Under 18 | 6.4% | -20.0% |
% Seniors | 59.0% | 16.6% |
% WFH | 31.7% | 89.8% |
% w/ College Degree | 47.9% | 5.5% |
As of the latest ACS Survey released in 2023, Marco Island, FL is a predominantly white area, with 90.3% of the population identifying as white. The white population has grown by 1.5% in the last 5 years. The second most common race or ethnicity in Marco Island, FL is hispanic, making up 7.4% of the population. Foreign-born residents account for 9.2% of the population in Marco Island, FL, and this percentage has decreased by 33.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.3% | 1.5% |
% Black | 0.4% | 300.0% |
% Hispanic | 7.4% | -17.8% |
% Asian | 0.2% | -87.5% |
% Foreign Born | 9.2% | -33.8% |
Mortgage and Risk — Marco Island, FL
According to HUD data as of 2023, there were 430 mortgage originations in Marco Island, FL, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 3.0% above 90% LTV (normal). This implies small mortgage risk in Marco Island, FL. Investor activity is low, as 6.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 430 |
% Conventional Loans | 99.0% |
% Government Loans | 1.0% |
% Investor Loans | 6.0% |
% Second Loans | 45.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Marco Island, FL
As of 2024, the percent of homes in Marco Island, FL under the Section 8 program is 0.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Marco Island, FL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 0.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$240 | $2,100 | $1,860 |
| 2 Bedroom | -$3,580 | $5,750 | $2,170 |
| 3 Bedroom | -$2,640 | $5,500 | $2,860 |
| 4 Bedroom | -$1,890 | $5,000 | $3,110 |
Affordability — Marco Island, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 9.2 |
| Median Home Price | $841,000 |
| Median Household Income | $104,000 |