Arcadia, FL—34269
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Arcadia, FL
Home Price Trends — Arcadia, FL
As of Oct '25, the median home price in Arcadia, FL is $273,000, with a year-over-year change of -8.0%. This indicates that home prices in Arcadia, FL are decreasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $273,000 | -8.0% |
| Single Family | $335,000 | -6.4% |
| Condos | $177,000 | -9.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $184,000 | -11.1% |
3 Bed | $326,000 | -6.6% |
4 Bed | $544,000 | -4.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Arcadia, FL
As of July '25, Rentcast reports the average rent in Arcadia, FL is $2,190, with a year-over-year rent change of -2.2%. Per bedroom, the median rent as of July '25 in Arcadia, FL is 1-bedrooms: $1,950, 2-bedrooms: $2,090, 3-bedrooms: $2,180, 4-bedrooms: $2,730. The most common rental property sizes in Arcadia, FL are 3-bedroom and 2-bedroom, accounting for 53.0% and 45.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,900 | $2,190 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,950 | $1,950 |
| 2 Bed Rent | $1,700 | $2,090 |
| 3 Bed Rent | $1,800 | $2,180 |
| 4 Bed Rent | $2,700 | $2,730 |
% of Rental Stock
Property Listings — Arcadia, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Arcadia, FL is 81. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $369,000 | 6.0% |
Listing Count | 61 | 6.0% |
| Listings as % of Homes | 1.2% | 6.0% |
Days on Market | 81 | 6.0% |
Demographics — Arcadia, FL
As of the latest ACS Survey released in 2023, Arcadia, FL has a population of 5,110, which has increased by 27.0% over the past 5 years. Arcadia, FL is a less popular place for families, as children make up 11.4% of the population. The area has a poorly educated workforce, with 16.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,110 | 27.0% |
% Under 18 | 11.4% | 15.2% |
% Seniors | 46.4% | -5.5% |
% WFH | 19.2% | 113.3% |
% w/ College Degree | 16.2% | -35.5% |
As of the latest ACS Survey released in 2023, Arcadia, FL is a predominantly white area, with 83.1% of the population identifying as white. The white population has shrunk by 9.0% in the last 5 years. The second most common race or ethnicity in Arcadia, FL is hispanic, making up 9.7% of the population. Foreign-born residents account for 3.4% of the population in Arcadia, FL, and this percentage has decreased by 5.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.1% | -9.0% |
% Black | 4.3% | -4.4% |
% Hispanic | 9.7% | 223.3% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 3.4% | -5.6% |
Mortgage and Risk — Arcadia, FL
According to HUD data as of 2023, there were 139 mortgage originations in Arcadia, FL, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Arcadia, FL. Investor activity is low, as 1.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 139 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 1.0% |
% Second Loans | 12.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Arcadia, FL
As of 2024, the percent of homes in Arcadia, FL under the Section 8 program is 0.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Arcadia, FL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$940 | $1,950 | $1,010 |
| 2 Bedroom | -$450 | $1,700 | $1,250 |
| 3 Bedroom | -$40 | $1,800 | $1,760 |
| 4 Bedroom | -$620 | $2,700 | $2,080 |
Affordability — Arcadia, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.5 |
| Median Home Price | $273,000 |
| Median Household Income | $54,800 |