Inverness, FL—34452
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Inverness, FL
As of Oct '25, the median home price in Inverness, FL is $229,000, with a year-over-year change of -4.6%. This indicates that home prices in Inverness, FL are decreasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $229,000 | -4.6% |
| Single Family | $229,000 | -4.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $196,000 | -4.9% |
3 Bed | $248,000 | -4.6% |
4 Bed | $344,000 | -1.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Inverness, FL
As of July '25, Rentcast reports the average rent in Inverness, FL is $1,600, with a year-over-year rent change of 3.2%. Per bedroom, the median rent as of July '25 in Inverness, FL is 1-bedrooms: $1,100, 2-bedrooms: $1,420, 3-bedrooms: $1,790, 4-bedrooms: $1,870. The most common rental property sizes in Inverness, FL are 2-bedroom and 3-bedroom, accounting for 50.8% and 32.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,600 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,100 | $1,100 |
| 2 Bed Rent | $1,400 | $1,420 |
| 3 Bed Rent | $1,740 | $1,790 |
| 4 Bed Rent | $1,900 | $1,870 |
% of Rental Stock
Property Listings — Inverness, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Inverness, FL is 66. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $260,000 | -4.0% |
Listing Count | 98 | -8.0% |
| Listings as % of Homes | 1.3% | -8.0% |
Days on Market | 66 | -1.0% |
Demographics — Inverness, FL
As of the latest ACS Survey released in 2023, Inverness, FL has a population of 13,700, which has increased by 20.4% over the past 5 years. Inverness, FL is a moderately popular place for families, as children make up 20.8% of the population. The area has a poorly educated workforce, with 13.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,700 | 20.4% |
% Under 18 | 20.8% | 26.1% |
% Seniors | 29.2% | 0.3% |
% WFH | 7.4% | 76.2% |
% w/ College Degree | 13.6% | -9.9% |
As of the latest ACS Survey released in 2023, Inverness, FL is a predominantly white area, with 86.2% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Inverness, FL is hispanic, making up 8.7% of the population. Foreign-born residents account for 4.0% of the population in Inverness, FL, and this percentage has decreased by 36.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.2% | -3.3% |
% Black | 0.3% | -70.0% |
% Hispanic | 8.7% | 35.9% |
% Asian | 1.8% | -45.5% |
% Foreign Born | 4.0% | -36.5% |
Mortgage and Risk — Inverness, FL
According to HUD data as of 2023, there were 389 mortgage originations in Inverness, FL, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Inverness, FL. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 389 |
% Conventional Loans | 62.0% |
% Government Loans | 38.0% |
% Investor Loans | 1.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Inverness, FL
As of 2024, the percent of homes in Inverness, FL under the Section 8 program is 2.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Inverness, FL, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 32 |
Total Units Section 8 | 23 |
% Rentals under Section 8 | 2.8% |
% Occupied Section 8 | 68.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$80 | $1,100 | $1,020 |
| 2 Bedroom | -$120 | $1,400 | $1,280 |
| 3 Bedroom | $50 | $1,740 | $1,790 |
| 4 Bedroom | $250 | $1,900 | $2,150 |
Affordability — Inverness, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $229,000 |
| Median Household Income | $58,200 |