Floral City, FL—34436
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Floral City, FL
As of Oct '25, the median home price in Floral City, FL is $263,000, with a year-over-year change of -3.3%. This indicates that home prices in Floral City, FL are decreasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $263,000 | -3.3% |
| Single Family | $264,000 | -3.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $130,000 | -9.7% |
2 Bed | $211,000 | -4.5% |
3 Bed | $313,000 | -1.9% |
4 Bed | $448,000 | -0.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Floral City, FL
As of July '25, Rentcast reports the average rent in Floral City, FL is $3,250, with a year-over-year rent change of 103.1%. Per bedroom, the median rent as of July '25 in Floral City, FL is 1-bedrooms: $1,170, 2-bedrooms: $5,750, 4-bedrooms: $4,500. The most common rental property sizes in Floral City, FL are 2-bedroom and 1-bedroom, accounting for 58.6% and 24.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $3,250 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,200 | $1,170 |
| 2 Bed Rent | $1,500 | $5,750 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $4,500 | $4,500 |
% of Rental Stock
Property Listings — Floral City, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Floral City, FL is 85. This is a increase of 37.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $280,000 | -5.0% |
Listing Count | 49 | -3.0% |
| Listings as % of Homes | 1.0% | -3.0% |
Days on Market | 85 | 37.0% |
Demographics — Floral City, FL
As of the latest ACS Survey released in 2023, Floral City, FL has a population of 8,170, which has remained stable by -0.7% over the past 5 years. Floral City, FL is a less popular place for families, as children make up 13.6% of the population. The area has a poorly educated workforce, with 15.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,170 | -0.7% |
% Under 18 | 13.6% | -19.5% |
% Seniors | 38.6% | 22.2% |
% WFH | 12.4% | 27.8% |
% w/ College Degree | 15.1% | 36.0% |
As of the latest ACS Survey released in 2023, Floral City, FL is a predominantly white area, with 86.1% of the population identifying as white. The white population has shrunk by 6.1% in the last 5 years. The second most common race or ethnicity in Floral City, FL is hispanic, making up 4.3% of the population. Foreign-born residents account for 4.9% of the population in Floral City, FL, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.1% | -6.1% |
% Black | 3.8% | 850.0% |
% Hispanic | 4.3% | -15.7% |
% Asian | 0.6% | ∞% |
% Foreign Born | 4.9% | 0.0% |
Mortgage and Risk — Floral City, FL
According to HUD data as of 2023, there were 145 mortgage originations in Floral City, FL, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Floral City, FL. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 145 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 0.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Floral City, FL
Floral City, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 1.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$430 | $1,200 | $770 |
| 2 Bedroom | -$490 | $1,500 | $1,010 |
| 3 Bedroom | N/A | N/A | $1,400 |
| 4 Bedroom | -$2,790 | $4,500 | $1,710 |
Affordability — Floral City, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.1 |
| Median Home Price | $263,000 |
| Median Household Income | $50,100 |