Ocoee, FL—34761
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ocoee, FL
As of Oct '25, the median home price in Ocoee, FL is $410,000, with a year-over-year change of -4.3%. This indicates that home prices in Ocoee, FL are decreasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $410,000 | -4.3% |
| Single Family | $413,000 | -4.6% |
| Condos | $197,000 | -8.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $228,000 | -7.3% |
3 Bed | $350,000 | -4.6% |
4 Bed | $473,000 | -4.1% |
| 5 Bed | $582,000 | -3.3% |
% of Housing Stock
Rental Trends — Ocoee, FL
As of July '25, Rentcast reports the average rent in Ocoee, FL is $2,500, with a year-over-year rent change of -2.7%. Per bedroom, the median rent as of July '25 in Ocoee, FL is 1-bedrooms: $1,280, 2-bedrooms: $1,650, 3-bedrooms: $2,510, 4-bedrooms: $3,000. The most common rental property sizes in Ocoee, FL are 3-bedroom and 2-bedroom, accounting for 37.1% and 29.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,540 | $2,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,350 | $1,280 |
| 2 Bed Rent | $1,700 | $1,650 |
| 3 Bed Rent | $2,450 | $2,510 |
| 4 Bed Rent | $2,980 | $3,000 |
% of Rental Stock
Property Listings — Ocoee, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Ocoee, FL is 53. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $456,000 | -7.0% |
Listing Count | 179 | 4.0% |
| Listings as % of Homes | 0.7% | 4.0% |
Days on Market | 53 | 19.0% |
Demographics — Ocoee, FL
As of the latest ACS Survey released in 2023, Ocoee, FL has a population of 46,300, which has increased by 1.5% over the past 5 years. Ocoee, FL is a popular place for families, as children make up 26.5% of the population. The area has a moderately educated workforce, with 30.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 46,300 | 1.5% |
% Under 18 | 26.5% | 1.1% |
% Seniors | 11.0% | 10.0% |
% WFH | 13.4% | 185.1% |
% w/ College Degree | 30.2% | -13.5% |
As of the latest ACS Survey released in 2023, Ocoee, FL is a predominantly white area, with 39.5% of the population identifying as white. The white population has shrunk by 18.0% in the last 5 years. The second most common race or ethnicity in Ocoee, FL is hispanic, making up 28.7% of the population. Foreign-born residents account for 21.8% of the population in Ocoee, FL, and this percentage has increased by 5.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 39.5% | -18.0% |
% Black | 20.1% | 1.5% |
% Hispanic | 28.7% | 17.1% |
% Asian | 5.6% | 16.7% |
% Foreign Born | 21.8% | 5.3% |
Mortgage and Risk — Ocoee, FL
According to HUD data as of 2023, there were 939 mortgage originations in Ocoee, FL, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Ocoee, FL. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 939 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Ocoee, FL
As of 2024, the percent of homes in Ocoee, FL under the Section 8 program is 0.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Ocoee, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 26 |
Total Units Section 8 | 26 |
% Rentals under Section 8 | 0.7% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $500 | $1,350 | $1,850 |
| 2 Bedroom | $400 | $1,700 | $2,100 |
| 3 Bedroom | $220 | $2,450 | $2,670 |
| 4 Bedroom | $200 | $2,980 | $3,180 |
Affordability — Ocoee, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $410,000 |
| Median Household Income | $90,400 |