Windermere, FL—34786
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Windermere, FL
As of Oct '25, the median home price in Windermere, FL is $695,000, with a year-over-year change of -3.7%. This indicates that home prices in Windermere, FL are decreasing. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $695,000 | -3.7% |
| Single Family | $723,000 | -3.7% |
| Condos | $316,000 | -6.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $336,000 | -5.9% |
3 Bed | $442,000 | -4.3% |
4 Bed | $748,000 | -3.9% |
| 5 Bed | $1,355,000 | -2.2% |
% of Housing Stock
Rental Trends — Windermere, FL
As of July '25, Rentcast reports the average rent in Windermere, FL is $3,440, with a year-over-year rent change of -2.0%. Per bedroom, the median rent as of July '25 in Windermere, FL is studios: $1,350, 1-bedrooms: $1,590, 2-bedrooms: $2,340, 3-bedrooms: $2,780, 4-bedrooms: $4,180. The most common rental property sizes in Windermere, FL are 3-bedroom and 2-bedroom, accounting for 36.5% and 25.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,990 | $3,440 |
| Studio Rent | $1,350 | $1,350 |
| 1 Bed Rent | $1,600 | $1,590 |
| 2 Bed Rent | $2,250 | $2,340 |
| 3 Bed Rent | $2,600 | $2,780 |
| 4 Bed Rent | $3,500 | $4,180 |
% of Rental Stock
Property Listings — Windermere, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Windermere, FL is 86. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,120,000 | -12.0% |
Listing Count | 294 | 4.0% |
| Listings as % of Homes | 1.0% | 4.0% |
Days on Market | 86 | 11.0% |
Demographics — Windermere, FL
As of the latest ACS Survey released in 2023, Windermere, FL has a population of 43,700, which has remained stable by 0.6% over the past 5 years. Windermere, FL is a popular place for families, as children make up 26.3% of the population. The area has a highly educated workforce, with 59.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 43,700 | 0.6% |
% Under 18 | 26.3% | -11.7% |
% Seniors | 12.3% | 36.7% |
% WFH | 23.5% | 144.8% |
% w/ College Degree | 59.4% | -4.7% |
As of the latest ACS Survey released in 2023, Windermere, FL is a predominantly white area, with 58.3% of the population identifying as white. The white population has shrunk by 8.8% in the last 5 years. The second most common race or ethnicity in Windermere, FL is hispanic, making up 16.1% of the population. Foreign-born residents account for 25.2% of the population in Windermere, FL, and this percentage has increased by 7.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 58.3% | -8.8% |
% Black | 5.8% | -33.3% |
% Hispanic | 16.1% | -15.3% |
% Asian | 11.9% | 91.9% |
% Foreign Born | 25.2% | 7.7% |
Mortgage and Risk — Windermere, FL
According to HUD data as of 2023, there were 848 mortgage originations in Windermere, FL, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Windermere, FL. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 848 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 2.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Windermere, FL
As of 2024, the percent of homes in Windermere, FL under the Section 8 program is 0.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Windermere, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 17 |
Total Units Section 8 | 17 |
% Rentals under Section 8 | 0.4% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $890 | $1,600 | $2,490 |
| 2 Bedroom | $570 | $2,250 | $2,820 |
| 3 Bedroom | $980 | $2,600 | $3,580 |
| 4 Bedroom | $760 | $3,500 | $4,260 |
Affordability — Windermere, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.1 |
| Median Home Price | $695,000 |
| Median Household Income | $131,000 |