Stuart, FL—34997
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Stuart, FL
Home Price Trends — Stuart, FL
As of Oct '25, the median home price in Stuart, FL is $419,000, with a year-over-year change of -6.3%. This indicates that home prices in Stuart, FL are decreasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $419,000 | -6.4% |
| Single Family | $471,000 | -6.0% |
| Condos | $244,000 | -10.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $158,000 | -15.1% |
2 Bed | $280,000 | -9.7% |
3 Bed | $474,000 | -6.1% |
4 Bed | $712,000 | -3.8% |
| 5 Bed | $857,000 | -4.9% |
% of Housing Stock
Rental Trends — Stuart, FL
As of July '25, Rentcast reports the average rent in Stuart, FL is $2,720, with a year-over-year rent change of 1.5%. Per bedroom, the median rent as of July '25 in Stuart, FL is 1-bedrooms: $1,710, 2-bedrooms: $2,320, 3-bedrooms: $3,020, 4-bedrooms: $4,070. The most common rental property sizes in Stuart, FL are 2-bedroom and 3-bedroom, accounting for 47.0% and 27.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,720 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,730 | $1,710 |
| 2 Bed Rent | $2,090 | $2,320 |
| 3 Bed Rent | $2,720 | $3,020 |
| 4 Bed Rent | $3,650 | $4,070 |
% of Rental Stock
Property Listings — Stuart, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Stuart, FL is 74. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $459,000 | 0.0% |
Listing Count | 439 | 23.0% |
| Listings as % of Homes | 1.2% | 23.0% |
Days on Market | 74 | 14.0% |
Demographics — Stuart, FL
As of the latest ACS Survey released in 2023, Stuart, FL has a population of 45,900, which has increased by 4.4% over the past 5 years. Stuart, FL is a moderately popular place for families, as children make up 15.9% of the population. The area has a moderately educated workforce, with 30.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 45,900 | 4.4% |
% Under 18 | 15.9% | -7.0% |
% Seniors | 31.3% | 7.2% |
% WFH | 9.0% | 13.9% |
% w/ College Degree | 30.2% | 10.6% |
As of the latest ACS Survey released in 2023, Stuart, FL is a predominantly white area, with 73.7% of the population identifying as white. The white population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Stuart, FL is hispanic, making up 18.7% of the population. Foreign-born residents account for 13.9% of the population in Stuart, FL, and this percentage has increased by 39.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.7% | -2.5% |
% Black | 3.7% | -22.9% |
% Hispanic | 18.7% | 5.1% |
% Asian | 1.2% | 50.0% |
% Foreign Born | 13.9% | 39.0% |
Mortgage and Risk — Stuart, FL
According to HUD data as of 2023, there were 952 mortgage originations in Stuart, FL, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Stuart, FL. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 952 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 1.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Stuart, FL
As of 2024, the percent of homes in Stuart, FL under the Section 8 program is 0.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Stuart, FL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 18 |
Total Units Section 8 | 18 |
% Rentals under Section 8 | 0.6% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$380 | $1,730 | $1,350 |
| 2 Bedroom | -$480 | $2,090 | $1,610 |
| 3 Bedroom | -$480 | $2,720 | $2,240 |
| 4 Bedroom | -$1,210 | $3,650 | $2,440 |
Affordability — Stuart, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.8 |
| Median Home Price | $419,000 |
| Median Household Income | $75,700 |