Cullman, AL 35057 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Cullman, AL—35057

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$276,000

5.2% YoY Growth

Household Income

$77,100

48.6% YoY Growth

Days on Market

9.0% Shorter YoY

Home Price Forecast

1.5%

Median Rent

$1,450

1.4% YoY Growth

1-Bed Rent

$1,450

N/A

2-Bed Rent

N/A

3-Bed Rent

$1,400

1.4% YoY Growth

Other Zip Codes in Cullman, AL

35058 35055

Home Price Trends — Cullman, AL

As of Dec '25, the median home price in Cullman, AL is $276,000, with a year-over-year change of 5.2%. This indicates that home prices in Cullman, AL are increasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$276,000	5.2%
Single Family	$275,000	5.0%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Cullman, AL

As of July '25, Rentcast reports the average rent in Cullman, AL is $1,450, with a year-over-year rent change of 1.4%. Per bedroom, the median rent as of July '25 in Cullman, AL is 1-bedrooms: $1,450, 3-bedrooms: $1,450. The most common rental property sizes in Cullman, AL are 3-bedroom and 2-bedroom, accounting for 43.1% and 35.4% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,450	$1,450
Studio Rent	N/A	N/A
1 Bed Rent	$1,450	$1,450
2 Bed Rent	N/A	N/A
3 Bed Rent	$1,400	$1,450
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

1.2%

1 Bedroom

13.3%

2 Bedrooms

35.4%

3 Bedrooms

43.1%

4 Bedrooms

3.7%

5+ Bedrooms

3.1%

Property Listings — Cullman, AL

As of Dec '25, Realtor.com reports that the median days on market for a home in Cullman, AL is 73. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$335,000	19.0%
Listing Count	61	17.0%
Listings as % of Homes	0.9%	17.0%
Days on Market	85	-9.0%

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Demographics — Cullman, AL

As of the latest ACS Survey released in 2023, Cullman, AL has a population of 15,500, which has increased by 14.6% over the past 5 years. Cullman, AL is a moderately popular place for families, as children make up 23.8% of the population. The area has a poorly educated workforce, with 17.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.8% reporting working from home.

Metric	Latest Census	YoY % Change
Population	15,500	14.6%
% Under 18	23.8%	-4.0%
% Seniors	17.3%	5.5%
% WFH	2.8%	0.0%
% w/ College Degree	17.1%	22.1%

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As of the latest ACS Survey released in 2023, Cullman, AL is a predominantly white area, with 94.3% of the population identifying as white. The white population has shrunk by 2.0% in the last 5 years. The second most common race or ethnicity in Cullman, AL is hispanic, making up 2.9% of the population. Foreign-born residents account for 0.9% of the population in Cullman, AL, and this percentage has decreased by 47.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	94.3%	-2.0%
% Black	0.0%	-100.0%
% Hispanic	2.9%	190.0%
% Asian	0.0%	-100.0%
% Foreign Born	0.9%	-47.1%

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Mortgage and Risk — Cullman, AL

According to HUD data as of 2023, there were 364 mortgage originations in Cullman, AL, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Cullman, AL. Investor activity is low, as 6.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	364
% Conventional Loans	76.0%
% Government Loans	24.0%
% Investor Loans	6.0%
% Second Loans	3.0%
% Cash Out Refinance	11.0%

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Rentals and Section 8 — Cullman, AL

Cullman, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	31
Total Units Section 8	0
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$750	$1,450	$700
2 Bedroom	N/A	N/A	$910
3 Bedroom	-$220	$1,400	$1,180
4 Bedroom	N/A	N/A	$1,350

Cullman, AL—35057

Key Metrics at a Glance

Other Zip Codes in Cullman, AL

Home Price Trends — Cullman, AL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Cullman, AL

% of Rental Stock

Property Listings — Cullman, AL

Demographics — Cullman, AL

Race and Ethnicity

Mortgage and Risk — Cullman, AL

Mortgages

Rentals and Section 8 — Cullman, AL

Section 8 Market Size

Section 8 Opportunity

Affordability — Cullman, AL

Home Price to Income Ratio

Cullman, AL — ZIP Code Boundary Map

Nearby ZIP Codes

Logan, AL

Vinemont, AL

Crane Hill, AL

Hanceville, AL

Cullman, AL

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.3
Median Home Price	$276,000
Median Household Income	$77,100

Cullman, AL—35057

Key Metrics at a Glance

Other Zip Codes in Cullman, AL

Home Price Trends — Cullman, AL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Cullman, AL

% of Rental Stock

Property Listings — Cullman, AL

Demographics — Cullman, AL

Race and Ethnicity

Mortgage and Risk — Cullman, AL

Mortgages

Rentals and Section 8 — Cullman, AL

Section 8 Market Size

Section 8 Opportunity

Affordability — Cullman, AL

Home Price to Income Ratio

Cullman, AL — ZIP Code Boundary Map

Nearby ZIP Codes

Logan, AL

Vinemont, AL

Crane Hill, AL

Hanceville, AL

Cullman, AL

Frequently Asked Questions

What is the average home price in Cullman, AL 35057?

How have home prices in Cullman, AL 35057 changed over the past year?

What is the home price projection for Cullman, AL 35057?

What are the demographics of Cullman, AL 35057?

How long does it take homes to sell in Cullman, AL 35057?

What is the average rent price in Cullman, AL 35057?