Homewood, Birmingham, AL35212

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$116,000
3.8% YoY Growth
Median Household Income
$34,600
18.5% 5-Year Growth
Days on Market
48
38.0% Shorter than last year
Home Price Forecast
-1.3%
Median Rent
$1,120
3.5% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$850
14.2% YoY Growth
3-Bed Rent
$1,200
6.6% YoY Growth

Property Listings — Homewood, Birmingham, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Homewood, Birmingham, AL is 48. This is a decrease of -38.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$200,00025.0%
Listing Count
633.0%
Listings as % of Homes0.7%3.0%
Days on Market
48-38.0%
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Demographics — Homewood, Birmingham, AL

As of the latest ACS Survey released in 2023, Homewood, Birmingham, AL has a population of 10,100, which has decreased by -15.4% over the past 5 years. Homewood, Birmingham, AL is a popular place for families, as children make up 28.3% of the population. The area has a moderately educated workforce, with 32.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
10,100-15.4%
% Under 18
28.3%9.7%
% Seniors
13.3%11.8%
% WFH
17.0%448.4%
% w/ College Degree
32.8%47.7%
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As of the latest ACS Survey released in 2023, Homewood, Birmingham, AL is a predominantly black area, with 68.6% of the population identifying as black. The black population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in Homewood, Birmingham, AL is white, making up 24.0% of the population. Foreign-born residents account for 2.6% of the population in Homewood, Birmingham, AL, and this percentage has decreased by 42.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
24.0%19.4%
% Black
68.6%-3.7%
% Hispanic
5.6%-5.1%
% Asian
1.3%225.0%
% Foreign Born
2.6%-42.2%
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Mortgage and Risk — Homewood, Birmingham, AL

According to HUD data as of 2023, there were 132 mortgage originations in Homewood, Birmingham, AL, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Homewood, Birmingham, AL. Investor activity is low, as 11.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
132
% Conventional Loans
86.0%
% Government Loans
14.0%
% Investor Loans
11.0%
% Second Loans
3.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — Homewood, Birmingham, AL

Homewood, Birmingham, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
1,497
Total Units Section 8
356
% Rentals under Section 8
12.5%
% Occupied Section 8
89.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,000
2 Bedroom$280$850$1,130
3 Bedroom$220$1,200$1,420
4 Bedroom$330$1,250$1,580

Affordability — Homewood, Birmingham, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4
Median Home Price$116,000
Median Household Income$34,600

Homewood, Birmingham, AL — ZIP Code Boundary Map

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Frequently Asked Questions