Mountain Brook, AL—35213
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Mountain Brook, AL
Home Price Trends — Mountain Brook, AL
As of Oct '25, the median home price in Mountain Brook, AL is $819,000, with a year-over-year change of 3.8%. This indicates that home prices in Mountain Brook, AL are increasing. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $819,000 | 3.8% |
| Single Family | $886,000 | 4.5% |
| Condos | $346,000 | -1.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $333,000 | 1.2% |
3 Bed | $545,000 | 2.4% |
4 Bed | $1,158,000 | 4.9% |
| 5 Bed | $1,492,000 | 6.6% |
% of Housing Stock
Rental Trends — Mountain Brook, AL
As of July '25, Rentcast reports the average rent in Mountain Brook, AL is $2,990, with a year-over-year rent change of 23.6%. Per bedroom, the median rent as of July '25 in Mountain Brook, AL is 1-bedrooms: $1,270, 2-bedrooms: $1,880, 3-bedrooms: $3,040, 4-bedrooms: $4,250. The most common rental property sizes in Mountain Brook, AL are 2-bedroom and 1-bedroom, accounting for 47.6% and 25.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,990 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,270 | $1,270 |
| 2 Bed Rent | $1,750 | $1,880 |
| 3 Bed Rent | $2,800 | $3,040 |
| 4 Bed Rent | $4,250 | $4,250 |
% of Rental Stock
Property Listings — Mountain Brook, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Mountain Brook, AL is 40. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 41.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $500,000 | -10.0% |
Listing Count | 49 | 15.0% |
| Listings as % of Homes | 0.4% | 15.0% |
Days on Market | 40 | 30.0% |
Demographics — Mountain Brook, AL
As of the latest ACS Survey released in 2023, Mountain Brook, AL has a population of 16,000, which has increased by 18.0% over the past 5 years. Mountain Brook, AL is a moderately popular place for families, as children make up 24.4% of the population. The area has a highly educated workforce, with 88.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,000 | 18.0% |
% Under 18 | 24.4% | -6.2% |
% Seniors | 13.5% | -16.7% |
% WFH | 16.9% | 191.4% |
% w/ College Degree | 88.8% | 10.6% |
As of the latest ACS Survey released in 2023, Mountain Brook, AL is a predominantly white area, with 94.3% of the population identifying as white. The white population has grown by 0.1% in the last 5 years. The second most common race or ethnicity in Mountain Brook, AL is hispanic, making up 1.8% of the population. Foreign-born residents account for 2.4% of the population in Mountain Brook, AL, and this percentage has increased by 84.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.3% | 0.1% |
% Black | 0.9% | -70.0% |
% Hispanic | 1.8% | -10.0% |
% Asian | 1.2% | 300.0% |
% Foreign Born | 2.4% | 84.6% |
Mortgage and Risk — Mountain Brook, AL
According to HUD data as of 2023, there were 190 mortgage originations in Mountain Brook, AL, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Mountain Brook, AL. Investor activity is low, as 2.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 190 |
% Conventional Loans | 98.0% |
% Government Loans | 2.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Mountain Brook, AL
As of 2024, the percent of homes in Mountain Brook, AL under the Section 8 program is 1.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Mountain Brook, AL, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 17 |
Total Units Section 8 | 17 |
% Rentals under Section 8 | 1.2% |
% Occupied Section 8 | 94.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $450 | $1,270 | $1,720 |
| 2 Bedroom | $150 | $1,750 | $1,900 |
| 3 Bedroom | -$430 | $2,800 | $2,370 |
| 4 Bedroom | -$1,560 | $4,250 | $2,690 |
Affordability — Mountain Brook, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $819,000 |
| Median Household Income | $162,000 |