Arley, AL—35541
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Arley, AL
Arley, AL lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $463,000 | 4.1% |
| Single Family | $463,000 | 3.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Arley, AL
Arley, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $6,000 | $6,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Arley, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Arley, AL is 114. This is a decrease of -24.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $798,000 | -19.0% |
Listing Count | 59 | 17.0% |
| Listings as % of Homes | 1.1% | 17.0% |
Days on Market | 114 | -24.0% |
Demographics — Arley, AL
As of the latest ACS Survey released in 2023, Arley, AL has a population of 4,120, which has increased by 21.7% over the past 5 years. Arley, AL is a moderately popular place for families, as children make up 16.3% of the population. The area has a poorly educated workforce, with 19.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,120 | 21.7% |
% Under 18 | 16.3% | 12.4% |
% Seniors | 21.9% | -11.3% |
% WFH | 5.0% | 61.3% |
% w/ College Degree | 19.0% | 0.5% |
As of the latest ACS Survey released in 2023, Arley, AL is a predominantly white area, with 92.1% of the population identifying as white. The white population has shrunk by 4.6% in the last 5 years. The second most common race or ethnicity in Arley, AL is hispanic, making up 0.5% of the population. Foreign-born residents account for 0.3% of the population in Arley, AL, and this percentage has decreased by 57.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.1% | -4.6% |
% Black | 0.0% | N/A |
% Hispanic | 0.5% | -68.8% |
% Asian | 0.2% | 0.0% |
% Foreign Born | 0.3% | -57.1% |
Mortgage and Risk — Arley, AL
According to HUD data as of 2023, there were 171 mortgage originations in Arley, AL, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Arley, AL. Investor activity is low, as 5.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 171 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 5.0% |
% Second Loans | 27.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Arley, AL
Arley, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 20 |
Total Units Section 8 | 0 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $700 |
| 2 Bedroom | N/A | N/A | $920 |
| 3 Bedroom | N/A | N/A | $1,240 |
| 4 Bedroom | N/A | N/A | $1,360 |
Affordability — Arley, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 9.2 |
| Median Home Price | $463,000 |
| Median Household Income | $45,300 |