Ardmore, AL—35739
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ardmore, AL
As of Oct '25, the median home price in Ardmore, AL is $247,000, with a year-over-year change of -0.9%. This indicates that home prices in Ardmore, AL are flat. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $247,000 | -0.9% |
| Single Family | $247,000 | -0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $245,000 | 0.4% |
4 Bed | $316,000 | 1.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ardmore, AL
As of July '25, Rentcast reports the average rent in Ardmore, AL is $1,150, with a year-over-year rent change of -12.2%. Per bedroom, the median rent as of July '25 in Ardmore, AL is 1-bedrooms: $850, 2-bedrooms: $1,150, 3-bedrooms: $1,450. The most common rental property sizes in Ardmore, AL are 3-bedroom and 2-bedroom, accounting for 35.0% and 34.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,150 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $850 | $850 |
| 2 Bed Rent | $1,100 | $1,150 |
| 3 Bed Rent | $1,450 | $1,450 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ardmore, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Ardmore, AL is 50. This is a increase of 33.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $292,000 | 24.0% |
Listing Count | 22 | 52.0% |
| Listings as % of Homes | 0.5% | 52.0% |
Days on Market | 50 | 33.0% |
Demographics — Ardmore, AL
As of the latest ACS Survey released in 2023, Ardmore, AL has a population of 5,060, which has remained stable by 0.2% over the past 5 years. Ardmore, AL is a moderately popular place for families, as children make up 18.8% of the population. The area has a poorly educated workforce, with 19.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,060 | 0.2% |
% Under 18 | 18.8% | -23.3% |
% Seniors | 20.4% | 88.9% |
% WFH | 12.0% | 287.1% |
% w/ College Degree | 19.6% | -12.5% |
As of the latest ACS Survey released in 2023, Ardmore, AL is a predominantly white area, with 84.7% of the population identifying as white. The white population has shrunk by 5.2% in the last 5 years. The second most common race or ethnicity in Ardmore, AL is hispanic, making up 6.6% of the population. Foreign-born residents account for 1.1% of the population in Ardmore, AL, and this percentage has increased by 10.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.7% | -5.2% |
% Black | 4.8% | -26.2% |
% Hispanic | 6.6% | 144.4% |
% Asian | 0.7% | 250.0% |
% Foreign Born | 1.1% | 10.0% |
Mortgage and Risk — Ardmore, AL
According to HUD data as of 2023, there were 75 mortgage originations in Ardmore, AL, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Ardmore, AL. Investor activity is low, as 5.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 75 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Ardmore, AL
Ardmore, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 31 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $120 | $850 | $970 |
| 2 Bedroom | $30 | $1,100 | $1,130 |
| 3 Bedroom | $10 | $1,450 | $1,460 |
| 4 Bedroom | N/A | N/A | $1,750 |
Affordability — Ardmore, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $247,000 |
| Median Household Income | $62,500 |