Harvest, AL35749

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$310,000
0.4% YoY Growth
Median Household Income
$107,000
20.8% 5-Year Growth
Days on Market
82
59.0% Longer than last year
Home Price Forecast
0.9%
Median Rent
$1,780
1.1% YoY Growth
1-Bed Rent
$700
N/A
2-Bed Rent
$1,350
2.2% YoY Growth
3-Bed Rent
$1,700
1.8% YoY Growth

Property Listings — Harvest, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Harvest, AL is 82. This is a increase of 59.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$328,000-5.0%
Listing Count
30856.0%
Listings as % of Homes1.1%56.0%
Days on Market
8259.0%
Loading chart...

Demographics — Harvest, AL

As of the latest ACS Survey released in 2023, Harvest, AL has a population of 29,300, which has increased by 31.4% over the past 5 years. Harvest, AL is a moderately popular place for families, as children make up 20.8% of the population. The area has a moderately educated workforce, with 37.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
29,30031.4%
% Under 18
20.8%-20.3%
% Seniors
12.6%11.5%
% WFH
14.9%263.4%
% w/ College Degree
37.1%-15.1%
Loading chart...

As of the latest ACS Survey released in 2023, Harvest, AL is a predominantly white area, with 60.1% of the population identifying as white. The white population has shrunk by 6.5% in the last 5 years. The second most common race or ethnicity in Harvest, AL is black, making up 28.7% of the population. Foreign-born residents account for 3.1% of the population in Harvest, AL, and this percentage has decreased by 29.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
60.1%-6.5%
% Black
28.7%9.1%
% Hispanic
4.5%55.2%
% Asian
1.5%-50.0%
% Foreign Born
3.1%-29.5%
Loading chart...

Mortgage and Risk — Harvest, AL

According to HUD data as of 2023, there were 1086 mortgage originations in Harvest, AL, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Harvest, AL. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,086
% Conventional Loans
60.0%
% Government Loans
40.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
13.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — Harvest, AL

As of 2024, the percent of homes in Harvest, AL under the Section 8 program is 14.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Harvest, AL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
147
Total Units Section 8
147
% Rentals under Section 8
14.5%
% Occupied Section 8
80.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$500$700$1,200
2 Bedroom$50$1,350$1,400
3 Bedroom$100$1,700$1,800
4 Bedroom$150$2,050$2,200

Affordability — Harvest, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$310,000
Median Household Income$107,000

Harvest, AL — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions