Owens Cross Roads, AL 35763 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Owens Cross Roads, AL—35763

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$436,000

2.7% YoY Growth

Household Income

$125,000

13.7% YoY Growth

Days on Market

9.0% Longer YoY

Home Price Forecast

1.1%

Median Rent

$2,000

1.9% YoY Growth

1-Bed Rent

$1,000

N/A

2-Bed Rent

$1,280

7.5% YoY Growth

3-Bed Rent

$1,900

0.0% YoY Growth

Home Price Trends — Owens Cross Roads, AL

As of Dec '25, the median home price in Owens Cross Roads, AL is $436,000, with a year-over-year change of 2.7%. This indicates that home prices in Owens Cross Roads, AL are increasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$436,000	2.7%
Single Family	$436,000	2.3%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Owens Cross Roads, AL

As of July '25, Rentcast reports the average rent in Owens Cross Roads, AL is $2,090, with a year-over-year rent change of -1.9%. Per bedroom, the median rent as of July '25 in Owens Cross Roads, AL is 1-bedrooms: $1,140, 2-bedrooms: $1,140, 3-bedrooms: $1,870, 4-bedrooms: $2,410. The most common rental property sizes in Owens Cross Roads, AL are 3-bedroom and 4-bedroom, accounting for 31.6% and 28.6% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,000	$2,090
Studio Rent	N/A	N/A
1 Bed Rent	$1,000	$1,140
2 Bed Rent	$1,280	$1,140
3 Bed Rent	$1,900	$1,870
4 Bed Rent	$2,300	$2,410

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% of Rental Stock

Studio

1.9%

1 Bedroom

6.8%

2 Bedrooms

13.2%

3 Bedrooms

31.6%

4 Bedrooms

28.6%

5+ Bedrooms

17.8%

Property Listings — Owens Cross Roads, AL

As of Dec '25, Realtor.com reports that the median days on market for a home in Owens Cross Roads, AL is 58. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$462,000	8.0%
Listing Count	172	-7.0%
Listings as % of Homes	1.4%	-7.0%
Days on Market	74	9.0%

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Demographics — Owens Cross Roads, AL

As of the latest ACS Survey released in 2023, Owens Cross Roads, AL has a population of 19,500, which has increased by 7.2% over the past 5 years. Owens Cross Roads, AL is a popular place for families, as children make up 28.4% of the population. The area has a highly educated workforce, with 57.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.3% reporting working from home.

Metric	Latest Census	YoY % Change
Population	19,500	7.2%
% Under 18	28.4%	4.4%
% Seniors	15.2%	12.6%
% WFH	19.3%	293.9%
% w/ College Degree	57.7%	-4.2%

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As of the latest ACS Survey released in 2023, Owens Cross Roads, AL is a predominantly white area, with 84.8% of the population identifying as white. The white population has shrunk by 3.6% in the last 5 years. The second most common race or ethnicity in Owens Cross Roads, AL is hispanic, making up 4.9% of the population. Foreign-born residents account for 4.1% of the population in Owens Cross Roads, AL, and this percentage has increased by 13.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	84.8%	-3.6%
% Black	2.3%	-37.8%
% Hispanic	4.9%	88.5%
% Asian	2.1%	-30.0%
% Foreign Born	4.1%	13.9%

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Mortgage and Risk — Owens Cross Roads, AL

According to HUD data as of 2023, there were 1025 mortgage originations in Owens Cross Roads, AL, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Owens Cross Roads, AL. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	1,025
% Conventional Loans	73.0%
% Government Loans	27.0%
% Investor Loans	1.0%
% Second Loans	1.0%
% Cash Out Refinance	7.0%

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Rentals and Section 8 — Owens Cross Roads, AL

As of 2024, the percent of homes in Owens Cross Roads, AL under the Section 8 program is 4.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Owens Cross Roads, AL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD	31
Total Units Section 8	31
% Rentals under Section 8	4.5%
% Occupied Section 8	80.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$610	$1,000	$1,610
2 Bedroom	$590	$1,280	$1,870
3 Bedroom	$510	$1,900	$2,410
4 Bedroom	$640	$2,300	$2,940

Owens Cross Roads, AL—35763

Key Metrics at a Glance

Home Price Trends — Owens Cross Roads, AL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Owens Cross Roads, AL

% of Rental Stock

Property Listings — Owens Cross Roads, AL

Demographics — Owens Cross Roads, AL

Race and Ethnicity

Mortgage and Risk — Owens Cross Roads, AL

Mortgages

Rentals and Section 8 — Owens Cross Roads, AL

Section 8 Market Size

Section 8 Opportunity

Affordability — Owens Cross Roads, AL

Home Price to Income Ratio

Owens Cross Roads, AL — ZIP Code Boundary Map

Nearby ZIP Codes

Huntsville, AL

Huntsville, AL

Huntsville, AL

New Hope, AL

Gurley, AL

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.4
Median Home Price	$436,000
Median Household Income	$125,000

Owens Cross Roads, AL—35763

Key Metrics at a Glance

Home Price Trends — Owens Cross Roads, AL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Owens Cross Roads, AL

% of Rental Stock

Property Listings — Owens Cross Roads, AL

Demographics — Owens Cross Roads, AL

Race and Ethnicity

Mortgage and Risk — Owens Cross Roads, AL

Mortgages

Rentals and Section 8 — Owens Cross Roads, AL

Section 8 Market Size

Section 8 Opportunity

Affordability — Owens Cross Roads, AL

Home Price to Income Ratio

Owens Cross Roads, AL — ZIP Code Boundary Map

Nearby ZIP Codes

Huntsville, AL

Huntsville, AL

Huntsville, AL

New Hope, AL

Gurley, AL

Frequently Asked Questions

What is the average home price in Owens Cross Roads, AL 35763?

How have home prices in Owens Cross Roads, AL 35763 changed over the past year?

What is the home price projection for Owens Cross Roads, AL 35763?

What are the demographics of Owens Cross Roads, AL 35763?

How long does it take homes to sell in Owens Cross Roads, AL 35763?

What is the average rent price in Owens Cross Roads, AL 35763?