Hokes Bluff, AL35903

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$139,000
1.6% YoY Growth
Median Household Income
$50,100
35.5% 5-Year Growth
Days on Market
69
6.0% Longer than last year
Home Price Forecast
1.0%
Median Rent
$775
23.9% YoY Growth
1-Bed Rent
$600
N/A
2-Bed Rent
$775
4.7% YoY Growth
3-Bed Rent
$1,050
38.2% YoY Growth

Property Listings — Hokes Bluff, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Hokes Bluff, AL is 69. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$193,00015.0%
Listing Count
8534.0%
Listings as % of Homes0.6%34.0%
Days on Market
696.0%
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Demographics — Hokes Bluff, AL

As of the latest ACS Survey released in 2023, Hokes Bluff, AL has a population of 17,200, which has remained stable by 0.3% over the past 5 years. Hokes Bluff, AL is a moderately popular place for families, as children make up 16.7% of the population. The area has a poorly educated workforce, with 16.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
17,2000.3%
% Under 18
16.7%-16.1%
% Seniors
17.9%8.5%
% WFH
3.8%18.8%
% w/ College Degree
16.0%5.3%
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As of the latest ACS Survey released in 2023, Hokes Bluff, AL is a predominantly white area, with 61.8% of the population identifying as white. The white population has grown by 0.7% in the last 5 years. The second most common race or ethnicity in Hokes Bluff, AL is black, making up 30.6% of the population. Foreign-born residents account for 2.7% of the population in Hokes Bluff, AL, and this percentage has decreased by 25.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
61.8%0.7%
% Black
30.6%-7.0%
% Hispanic
4.1%-30.5%
% Asian
1.1%1,000.0%
% Foreign Born
2.7%-25.0%
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Mortgage and Risk — Hokes Bluff, AL

According to HUD data as of 2023, there were 360 mortgage originations in Hokes Bluff, AL, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Hokes Bluff, AL. Investor activity is low, as 5.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
360
% Conventional Loans
66.0%
% Government Loans
34.0%
% Investor Loans
5.0%
% Second Loans
0.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Hokes Bluff, AL

Hokes Bluff, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
498
Total Units Section 8
145
% Rentals under Section 8
6.2%
% Occupied Section 8
72.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$200$600$800
2 Bedroom$155$775$930
3 Bedroom$70$1,050$1,120
4 BedroomN/AN/A$1,240

Affordability — Hokes Bluff, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.7
Median Home Price$139,000
Median Household Income$50,100

Hokes Bluff, AL — ZIP Code Boundary Map

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Frequently Asked Questions