Rainsville, AL 35986 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Rainsville, AL—35986

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$220,000

5.4% YoY Growth

Household Income

$65,800

72.9% YoY Growth

Days on Market

75

21.0% Shorter YoY

Home Price Forecast

N/A

Median Rent

$1,700

81.3% YoY Growth

1-Bed Rent

$836

N/A

2-Bed Rent

N/A

3-Bed Rent

$1,700

124.7% YoY Growth

Home Price Trends — Rainsville, AL

Rainsville, AL lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$220,000	5.4%
Single Family	$220,000	4.8%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Rainsville, AL

As of July '25, Rentcast reports the average rent in Rainsville, AL is $1,630, with a year-over-year rent change of 81.3%. Per bedroom, the median rent as of July '25 in Rainsville, AL is 1-bedrooms: $836, 3-bedrooms: $2,020. The most common rental property sizes in Rainsville, AL are 2-bedroom and 3-bedroom, accounting for 45.5% and 27.9% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,700	$1,630
Studio Rent	N/A	N/A
1 Bed Rent	$836	$836
2 Bed Rent	N/A	N/A
3 Bed Rent	$1,700	$2,020
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

15.3%

2 Bedrooms

45.5%

3 Bedrooms

27.9%

4 Bedrooms

5.8%

5+ Bedrooms

5.6%

Property Listings — Rainsville, AL

As of Dec '25, Realtor.com reports that the median days on market for a home in Rainsville, AL is 53. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$260,000	3.0%
Listing Count	47	7.0%
Listings as % of Homes	0.6%	7.0%
Days on Market	75	-21.0%

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Demographics — Rainsville, AL

As of the latest ACS Survey released in 2023, Rainsville, AL has a population of 8,220, which has increased by 1.1% over the past 5 years. Rainsville, AL is a moderately popular place for families, as children make up 24.4% of the population. The area has a poorly educated workforce, with 24.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.9% reporting working from home.

Metric	Latest Census	YoY % Change
Population	8,220	1.1%
% Under 18	24.4%	2.1%
% Seniors	19.7%	47.0%
% WFH	3.9%	200.0%
% w/ College Degree	24.6%	179.5%

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As of the latest ACS Survey released in 2023, Rainsville, AL is a predominantly white area, with 81.8% of the population identifying as white. The white population has shrunk by 9.3% in the last 5 years. The second most common race or ethnicity in Rainsville, AL is hispanic, making up 9.4% of the population. Foreign-born residents account for 3.6% of the population in Rainsville, AL, and this percentage has increased by 100.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	81.8%	-9.3%
% Black	0.9%	-72.7%
% Hispanic	9.4%	184.8%
% Asian	0.7%	∞%
% Foreign Born	3.6%	100.0%

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Mortgage and Risk — Rainsville, AL

According to HUD data as of 2023, there were 160 mortgage originations in Rainsville, AL, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Rainsville, AL. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	160
% Conventional Loans	57.0%
% Government Loans	43.0%
% Investor Loans	3.0%
% Second Loans	3.0%
% Cash Out Refinance	8.0%

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Rentals and Section 8 — Rainsville, AL

Rainsville, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	117
Total Units Section 8	38
% Rentals under Section 8	N/A
% Occupied Section 8	95.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$246	$836	$590
2 Bedroom	N/A	N/A	$780
3 Bedroom	-$650	$1,700	$1,050
4 Bedroom	N/A	N/A	$1,280

Rainsville, AL—35986

Key Metrics at a Glance

Home Price Trends — Rainsville, AL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Rainsville, AL

% of Rental Stock

Property Listings — Rainsville, AL

Demographics — Rainsville, AL

Race and Ethnicity

Mortgage and Risk — Rainsville, AL

Mortgages

Rentals and Section 8 — Rainsville, AL

Section 8 Market Size

Section 8 Opportunity

Affordability — Rainsville, AL

Home Price to Income Ratio

Rainsville, AL — ZIP Code Boundary Map

Nearby ZIP Codes

Sylvania, AL

Fort Payne, AL

Gibson Crossroads, AL

Dutton, AL

Section, AL

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.9
Median Home Price	$220,000
Median Household Income	$65,800

Rainsville, AL—35986

Key Metrics at a Glance

Home Price Trends — Rainsville, AL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Rainsville, AL

% of Rental Stock

Property Listings — Rainsville, AL

Demographics — Rainsville, AL

Race and Ethnicity

Mortgage and Risk — Rainsville, AL

Mortgages

Rentals and Section 8 — Rainsville, AL

Section 8 Market Size

Section 8 Opportunity

Affordability — Rainsville, AL

Home Price to Income Ratio

Rainsville, AL — ZIP Code Boundary Map

Nearby ZIP Codes

Sylvania, AL

Fort Payne, AL

Gibson Crossroads, AL

Dutton, AL

Section, AL

Frequently Asked Questions

What is the average home price in Rainsville, AL 35986?

How have home prices in Rainsville, AL 35986 changed over the past year?

What is the home price projection for Rainsville, AL 35986?

What are the demographics of Rainsville, AL 35986?

How long does it take homes to sell in Rainsville, AL 35986?

What is the average rent price in Rainsville, AL 35986?