Fort Deposit, AL—36032
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fort Deposit, AL
As of Oct '25, the median home price in Fort Deposit, AL is $137,000, with a year-over-year change of -3.1%. This indicates that home prices in Fort Deposit, AL are decreasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $137,000 | -3.1% |
| Single Family | $137,000 | -2.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Fort Deposit, AL
Fort Deposit, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $950 | $950 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $950 | $950 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Fort Deposit, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Fort Deposit, AL is 14. This is a decrease of -86.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $248,000 | 15.0% |
Listing Count | 2 | -68.0% |
| Listings as % of Homes | N/A | -68.0% |
Days on Market | 14 | -86.0% |
Demographics — Fort Deposit, AL
As of the latest ACS Survey released in 2023, Fort Deposit, AL has a population of 2,360, which has remained stable by 0.9% over the past 5 years. Fort Deposit, AL is a moderately popular place for families, as children make up 20.1% of the population. The area has a poorly educated workforce, with 10.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,360 | 0.9% |
% Under 18 | 20.1% | -21.2% |
% Seniors | 22.1% | 110.5% |
% WFH | 5.3% | ∞% |
% w/ College Degree | 10.6% | -31.6% |
As of the latest ACS Survey released in 2023, Fort Deposit, AL is a predominantly black area, with 78.3% of the population identifying as black. The black population has shrunk by 3.9% in the last 5 years. The second most common race or ethnicity in Fort Deposit, AL is white, making up 18.5% of the population. Foreign-born residents account for 0.3% of the population in Fort Deposit, AL, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 18.5% | 0.0% |
% Black | 78.3% | -3.9% |
% Hispanic | 0.0% | N/A |
% Asian | 0.0% | N/A |
% Foreign Born | 0.3% | ∞% |
Mortgage and Risk — Fort Deposit, AL
According to HUD data as of 2023, there were 15 mortgage originations in Fort Deposit, AL, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 82.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Fort Deposit, AL. Investor activity is high, as 20.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 15 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 20.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Fort Deposit, AL
Fort Deposit, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 98 |
Total Units Section 8 | 98 |
% Rentals under Section 8 | 30.6% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $990 |
| 3 Bedroom | $300 | $950 | $1,250 |
| 4 Bedroom | N/A | N/A | $1,580 |
Affordability — Fort Deposit, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.7 |
| Median Home Price | $137,000 |
| Median Household Income | $24,900 |