Jacksonville, AL—36265
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Jacksonville, AL
As of Oct '25, the median home price in Jacksonville, AL is $200,000, with a year-over-year change of 2.9%. This indicates that home prices in Jacksonville, AL are increasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $200,000 | 2.9% |
| Single Family | $200,000 | 3.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $132,000 | 4.8% |
3 Bed | $224,000 | 4.2% |
4 Bed | $292,000 | 3.5% |
| 5 Bed | $385,000 | 2.7% |
% of Housing Stock
Rental Trends — Jacksonville, AL
As of July '25, Rentcast reports the average rent in Jacksonville, AL is $1,060, with a year-over-year rent change of -14.5%. Per bedroom, the median rent as of July '25 in Jacksonville, AL is 1-bedrooms: $734, 2-bedrooms: $933, 3-bedrooms: $1,250, 4-bedrooms: $1,850. The most common rental property sizes in Jacksonville, AL are 2-bedroom and 3-bedroom, accounting for 44.6% and 28.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $975 | $1,060 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $700 | $734 |
| 2 Bed Rent | $850 | $933 |
| 3 Bed Rent | $1,200 | $1,250 |
| 4 Bed Rent | $1,600 | $1,850 |
% of Rental Stock
Property Listings — Jacksonville, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Jacksonville, AL is 62. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 6.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $267,000 | 5.0% |
Listing Count | 72 | 21.0% |
| Listings as % of Homes | 0.4% | 21.0% |
Days on Market | 62 | 6.0% |
Demographics — Jacksonville, AL
As of the latest ACS Survey released in 2023, Jacksonville, AL has a population of 21,900, which has increased by 5.8% over the past 5 years. Jacksonville, AL is a moderately popular place for families, as children make up 15.6% of the population. The area has a moderately educated workforce, with 26.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,900 | 5.8% |
% Under 18 | 15.6% | -17.9% |
% Seniors | 15.5% | 0.6% |
% WFH | 7.2% | 140.0% |
% w/ College Degree | 26.5% | -4.3% |
As of the latest ACS Survey released in 2023, Jacksonville, AL is a predominantly white area, with 74.9% of the population identifying as white. The white population has shrunk by 5.9% in the last 5 years. The second most common race or ethnicity in Jacksonville, AL is black, making up 16.6% of the population. Foreign-born residents account for 1.4% of the population in Jacksonville, AL, and this percentage has decreased by 12.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.9% | -5.9% |
% Black | 16.6% | 2.5% |
% Hispanic | 3.9% | 160.0% |
% Asian | 0.9% | 28.6% |
% Foreign Born | 1.4% | -12.5% |
Mortgage and Risk — Jacksonville, AL
According to HUD data as of 2023, there were 287 mortgage originations in Jacksonville, AL, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Jacksonville, AL. Investor activity is low, as 11.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 287 |
% Conventional Loans | 61.0% |
% Government Loans | 39.0% |
% Investor Loans | 11.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Jacksonville, AL
As of 2024, the percent of homes in Jacksonville, AL under the Section 8 program is 5.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Jacksonville, AL, because HUD payments exceed market rent, while 1-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 347 |
Total Units Section 8 | 172 |
% Rentals under Section 8 | 5.4% |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$20 | $700 | $680 |
| 2 Bedroom | $30 | $850 | $880 |
| 3 Bedroom | $10 | $1,200 | $1,210 |
| 4 Bedroom | -$300 | $1,600 | $1,300 |
Affordability — Jacksonville, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $200,000 |
| Median Household Income | $51,600 |