Hartford, AL—36344
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hartford, AL
As of Oct '25, the median home price in Hartford, AL is $162,000, with a year-over-year change of 1.2%. This indicates that home prices in Hartford, AL are increasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $162,000 | 1.2% |
| Single Family | $162,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $188,000 | 3.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hartford, AL
Hartford, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hartford, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Hartford, AL is 79. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $298,000 | 59.0% |
Listing Count | 15 | 5.0% |
| Listings as % of Homes | 0.2% | 5.0% |
Days on Market | 79 | 21.0% |
Demographics — Hartford, AL
As of the latest ACS Survey released in 2023, Hartford, AL has a population of 5,340, which has decreased by -8.6% over the past 5 years. Hartford, AL is a moderately popular place for families, as children make up 24.6% of the population. The area has a poorly educated workforce, with 15.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,340 | -8.6% |
% Under 18 | 24.6% | 13.4% |
% Seniors | 19.2% | 6.7% |
% WFH | 2.8% | -3.4% |
% w/ College Degree | 15.3% | 40.4% |
As of the latest ACS Survey released in 2023, Hartford, AL is a predominantly white area, with 72.0% of the population identifying as white. The white population has shrunk by 12.2% in the last 5 years. The second most common race or ethnicity in Hartford, AL is black, making up 12.3% of the population. Foreign-born residents account for 0.4% of the population in Hartford, AL, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 72.0% | -12.2% |
% Black | 12.3% | -3.9% |
% Hispanic | 4.2% | 44.8% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.4% | -33.3% |
Mortgage and Risk — Hartford, AL
According to HUD data as of 2023, there were 86 mortgage originations in Hartford, AL, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Hartford, AL. Investor activity is low, as 5.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 86 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 5.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Hartford, AL
Hartford, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 53 |
Total Units Section 8 | 19 |
% Rentals under Section 8 | 3.9% |
% Occupied Section 8 | 85.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $670 |
| 2 Bedroom | N/A | N/A | $820 |
| 3 Bedroom | N/A | N/A | $1,100 |
| 4 Bedroom | N/A | N/A | $1,250 |
Affordability — Hartford, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $162,000 |
| Median Household Income | $61,600 |