Opp, AL—36467
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Opp, AL
Opp, AL lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $127,000 | 0.7% |
| Single Family | $126,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $155,000 | 4.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Opp, AL
Opp, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $750 | $802 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $657 | $657 |
| 2 Bed Rent | $750 | $750 |
| 3 Bed Rent | $1,000 | $1,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Opp, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Opp, AL is 116. This is a increase of 88.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 4.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $210,000 | 14.0% |
Listing Count | 48 | 12.0% |
| Listings as % of Homes | 0.5% | 12.0% |
Days on Market | 116 | 88.0% |
Demographics — Opp, AL
As of the latest ACS Survey released in 2023, Opp, AL has a population of 9,850, which has remained stable by 0.8% over the past 5 years. Opp, AL is a moderately popular place for families, as children make up 19.6% of the population. The area has a poorly educated workforce, with 11.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,850 | 0.8% |
% Under 18 | 19.6% | -13.3% |
% Seniors | 24.4% | 8.9% |
% WFH | 1.8% | 125.0% |
% w/ College Degree | 11.8% | -4.1% |
As of the latest ACS Survey released in 2023, Opp, AL is a predominantly white area, with 83.7% of the population identifying as white. The white population has grown by 3.1% in the last 5 years. The second most common race or ethnicity in Opp, AL is black, making up 11.5% of the population. Foreign-born residents account for 0.9% of the population in Opp, AL, and this percentage has increased by 50.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.7% | 3.1% |
% Black | 11.5% | -26.3% |
% Hispanic | 0.7% | 0.0% |
% Asian | 0.2% | 0.0% |
% Foreign Born | 0.9% | 50.0% |
Mortgage and Risk — Opp, AL
According to HUD data as of 2023, there were 129 mortgage originations in Opp, AL, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Opp, AL. Investor activity is low, as 5.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 129 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 5.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Opp, AL
Opp, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 240 |
Total Units Section 8 | 46 |
% Rentals under Section 8 | 4.6% |
% Occupied Section 8 | 96.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $13 | $657 | $670 |
| 2 Bedroom | $110 | $750 | $860 |
| 3 Bedroom | $210 | $1,000 | $1,210 |
| 4 Bedroom | N/A | N/A | $1,330 |
Affordability — Opp, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $127,000 |
| Median Household Income | $41,700 |