Foley, AL36535

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$307,000
0.6% YoY Growth
Median Household Income
$67,000
46.7% 5-Year Growth
Days on Market
73
20.0% Longer than last year
Home Price Forecast
0.7%
Median Rent
$1,900
0.5% YoY Growth
1-Bed Rent
$1,200
N/A
2-Bed Rent
$1,350
8.5% YoY Growth
3-Bed Rent
$1,900
4.7% YoY Growth

Property Listings — Foley, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Foley, AL is 73. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$339,000-2.0%
Listing Count
47822.0%
Listings as % of Homes1.7%22.0%
Days on Market
7320.0%
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Demographics — Foley, AL

As of the latest ACS Survey released in 2023, Foley, AL has a population of 38,400, which has increased by 27.2% over the past 5 years. Foley, AL is a moderately popular place for families, as children make up 16.9% of the population. The area has a moderately educated workforce, with 25.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
38,40027.2%
% Under 18
16.9%-9.6%
% Seniors
26.8%22.4%
% WFH
7.0%66.7%
% w/ College Degree
25.5%7.1%
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As of the latest ACS Survey released in 2023, Foley, AL is a predominantly white area, with 77.9% of the population identifying as white. The white population has shrunk by 1.9% in the last 5 years. The second most common race or ethnicity in Foley, AL is hispanic, making up 9.6% of the population. Foreign-born residents account for 5.6% of the population in Foley, AL, and this percentage has increased by 19.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
77.9%-1.9%
% Black
5.0%-54.5%
% Hispanic
9.6%29.7%
% Asian
1.8%350.0%
% Foreign Born
5.6%19.1%
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Mortgage and Risk — Foley, AL

According to HUD data as of 2023, there were 1213 mortgage originations in Foley, AL, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Foley, AL. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,213
% Conventional Loans
70.0%
% Government Loans
30.0%
% Investor Loans
2.0%
% Second Loans
5.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Foley, AL

As of 2024, the percent of homes in Foley, AL under the Section 8 program is 5.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Foley, AL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
226
Total Units Section 8
213
% Rentals under Section 8
5.6%
% Occupied Section 8
65.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$240$1,200$960
2 Bedroom-$120$1,350$1,230
3 Bedroom-$390$1,900$1,510
4 Bedroom-$290$2,200$1,910

Affordability — Foley, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.4
Median Home Price$307,000
Median Household Income$67,000

Foley, AL — ZIP Code Boundary Map

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Frequently Asked Questions