Loxley, AL—36551
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Loxley, AL
As of Oct '25, the median home price in Loxley, AL is $284,000, with a year-over-year change of -0.5%. This indicates that home prices in Loxley, AL are flat. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $284,000 | -0.5% |
| Single Family | $283,000 | -0.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $266,000 | -0.7% |
4 Bed | $323,000 | 0.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Loxley, AL
As of July '25, Rentcast reports the average rent in Loxley, AL is $2,000, with a year-over-year rent change of -15.3%. Per bedroom, the median rent as of July '25 in Loxley, AL is 1-bedrooms: $1,400, 3-bedrooms: $1,980, 4-bedrooms: $2,420. The most common rental property sizes in Loxley, AL are 3-bedroom and 2-bedroom, accounting for 65.4% and 17.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,400 | $1,400 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,800 | $1,980 |
| 4 Bed Rent | $2,000 | $2,420 |
% of Rental Stock
Property Listings — Loxley, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Loxley, AL is 74. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $375,000 | 15.0% |
Listing Count | 86 | 55.0% |
| Listings as % of Homes | 1.3% | 55.0% |
Days on Market | 74 | 4.0% |
Demographics — Loxley, AL
As of the latest ACS Survey released in 2023, Loxley, AL has a population of 12,900, which has increased by 43.0% over the past 5 years. Loxley, AL is a popular place for families, as children make up 28.1% of the population. The area has a poorly educated workforce, with 21.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,900 | 43.0% |
% Under 18 | 28.1% | 40.5% |
% Seniors | 9.6% | -41.1% |
% WFH | 8.8% | 282.6% |
% w/ College Degree | 21.5% | 20.1% |
As of the latest ACS Survey released in 2023, Loxley, AL is a predominantly white area, with 74.9% of the population identifying as white. The white population has shrunk by 9.1% in the last 5 years. The second most common race or ethnicity in Loxley, AL is black, making up 14.9% of the population. Foreign-born residents account for 1.3% of the population in Loxley, AL, and this percentage has decreased by 27.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.9% | -9.1% |
% Black | 14.9% | 34.2% |
% Hispanic | 6.2% | 72.2% |
% Asian | 1.1% | ∞% |
% Foreign Born | 1.3% | -27.8% |
Mortgage and Risk — Loxley, AL
According to HUD data as of 2023, there were 214 mortgage originations in Loxley, AL, of which 52.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Loxley, AL. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 214 |
% Conventional Loans | 52.0% |
% Government Loans | 48.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Loxley, AL
Loxley, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 69 |
Total Units Section 8 | 69 |
% Rentals under Section 8 | 8.8% |
% Occupied Section 8 | 81.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$440 | $1,400 | $960 |
| 2 Bedroom | N/A | N/A | $1,230 |
| 3 Bedroom | -$290 | $1,800 | $1,510 |
| 4 Bedroom | -$90 | $2,000 | $1,910 |
Affordability — Loxley, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $284,000 |
| Median Household Income | $68,600 |