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Mount Vernon, AL—36560

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$106,000
3.1% YoY Growth
Household Income
$43,000
13.5% YoY Growth
Days on Market
86
68.0% Longer YoY
Home Price Forecast
0.1%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Mount Vernon, AL

As of May '26, the median home price in Mount Vernon, AL is $106,000, with a year-over-year change of -3.1%. This indicates that home prices in Mount Vernon, AL are decreasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$106,000-3.1%
Single Family $106,0001.0%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		N/AN/A
    3 Bed
    		$122,0000.0%
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
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    % of Housing Stock

    2 Bedrooms
    11.2%
    3 Bedrooms
    76.7%
    4 Bedrooms
    7.0%
    5+ Bedrooms
    5.2%

    Rental Trends — Mount Vernon, AL

    Mount Vernon, AL lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average RentN/AN/A
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    2 Bedrooms
    15.4%
    3 Bedrooms
    75.4%
    4 Bedrooms
    9.1%

    Property Listings — Mount Vernon, AL

    As of May '26, Realtor.com reports that the median days on market for a home in Mount Vernon, AL is 86. This is a increase of 68.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$117,00023.0%
    Listing Count
    		1167.0%
    Listings as % of Homes0.3%67.0%
    Days on Market
    		8668.0%
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    Demographics — Mount Vernon, AL

    As of the latest ACS Survey released in 2023, Mount Vernon, AL has a population of 3,000, which has decreased by -11.3% over the past 5 years. Mount Vernon, AL is a moderately popular place for families, as children make up 22.3% of the population. The area has a poorly educated workforce, with 14.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.5% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		3,000-11.3%
    % Under 18
    		22.3%13.8%
    % Seniors
    		18.3%-2.7%
    % WFH
    		5.5%-20.3%
    % w/ College Degree
    		14.5%133.9%
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    As of the latest ACS Survey released in 2023, Mount Vernon, AL is a predominantly black area, with 46.9% of the population identifying as black. The black population has grown by 26.1% in the last 5 years. The second most common race or ethnicity in Mount Vernon, AL is white, making up 25.2% of the population. Foreign-born residents account for 0.3% of the population in Mount Vernon, AL, and this percentage has decreased by 87.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		25.2%-7.4%
    % Black
    		46.9%26.1%
    % Hispanic
    		0.3%50.0%
    % Asian
    		0.0%-100.0%
    % Foreign Born
    		0.3%-87.5%
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    Mortgage and Risk — Mount Vernon, AL

    According to HUD data as of 2023, there were 35 mortgage originations in Mount Vernon, AL, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 49.0% above 90% LTV (very high). This implies large mortgage risk in Mount Vernon, AL. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		35
    % Conventional Loans
    		63.0%
    % Government Loans
    		37.0%
    % Investor Loans
    		3.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		9.0%
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    Rentals and Section 8 — Mount Vernon, AL

    Mount Vernon, AL lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		13
    Total Units Section 8
    		13
    % Rentals under Section 8
    		8.0%
    % Occupied Section 8
    		86.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$810
    2 BedroomN/AN/A$990
    3 BedroomN/AN/A$1,310
    4 BedroomN/AN/A$1,340

    Affordability — Mount Vernon, AL

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.7
    Median Home Price$106,000
    Median Household Income$43,000

    Mount Vernon, AL — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Calvert

    36513

    Axis, AL

    36505

    Reid Settlement, AL

    36553

    Chunchula, AL

    36521

    Creola, AL

    36525

    Frequently Asked Questions